We’re aware of today’s news that Thomas Cook has ceased trading. If you’re affected by this, please visit https://thomascook.caa.co.uk for more details. Contact us if you are concerned.

    • Purchase credit cards

    Whether it’s for everyday essentials or shopping for something bigger, purchase credit cards could help you spread the cost.

    Long 0% promotional rate purchase credit cards

    You could take advantage of promotional offers on card purchases, helping you spread the cost over a more manageable period.

    The option to request transfers too

    Move balances from other credit and store cards, or transfer money to your bank or building society account.

    Clever Check - our credit card eligibility checker

    Making it easier to compare MBNA credit cards and find the right one for you.

    More about Clever Check

    See MBNA credit cards you’re eligible to apply for.

    See your estimated credit limit up front.

    It’s quick and won’t affect your credit record.

    Standard features and benefits
     

    Keep track online

    Using online and mobile services, it’s easy to keep track and manage your purchase credit card account when it suits you best.

    No liability

    You won’t be liable for any transactions that are confirmed as fraudulent, providing you tell us as soon as you spot anything unusual or if your card is missing.

    Easy payments

    We offer a range of convenient payment options, including debit card, Direct Debit and at your bank or building society.

    UK call centre

    When you have questions about your purchase credit card, our friendly team are just a phone call away.

    Contactless payments

    Make contactless transactions with your purchase credit card, or by adding the details to a compatible mobile device.

    Paperless statements

    Purchase credit cards are set up with paperless statements as standard. We’ll email you when a new one is available to view online.

    Ready to see purchase credit cards you’re eligible for?

    It’s easy with the help of Clever Check - our credit card eligibility checker. In just a few minutes see the MBNA credit cards you’re eligible to apply for and your estimated credit limit, without affecting your credit rating.

    More about Clever Check

    To be eligible, you must:
     

    • Be a UK resident, aged 18 or over, with a regular annual income.
    • Provide at least 3 years’ UK address history, an email address and phone number.
    • Provide your main bank account number and sort code.
    • Be free of County Court Judgements (CCJs), Individual Voluntary Agreements (IVAs) or bankruptcies.
    • Not be unemployed or a student.
    • Not have been declined for an MBNA credit card within the last 30 days.

     

    We also consider things like:

    Your credit history, both past and present, including previous full credit searches and affordability based on your income.
     

    After your Clever Check

    To request a transfer as part of your application, you’ll need your non-MBNA credit or store card details to hand (Visa®, Mastercard® or American Express®). You can do this later if you’d prefer.

    Useful information
     

    The application process is secure. Our privacy policy sets out how we use and store your information.

    To keep your details safe, we’ll clear the form after a period of inactivity.

    If you’re approved after completing a full credit card application, your new card will be delivered within 7 days.

    You can set up Online Card Services log in details as part of your application, or later if you’d prefer.

     

    More about Clever Check

    The MBNA geeks

    Making sure you get a fair deal

    We want you to find a credit card that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

    To find out more you can read the statement of responsibilities (PDF)Statement of responsibilities, which details what's expected of us, the lender and you the borrower.