Home insurance
Protect your home and your things, with buildings and contents insurance.
MBNA Home Insurance is underwritten by Lloyds Bank General Insurance Limited. It's arranged and administered by Lloyds Bank Insurance Services Limited. When getting a quote, we'll take you to their website.
Features and benefits
Compare what's covered
Compare what is and isn't covered in Essentials and Plus to help you decide what’s right for you.
Terms, limits and exclusions apply to all levels of cover. View the policy limits (PDF, 72KB). And to find out what is and isn’t covered, read the policy booklet (PDF, 1.2MB).
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High-risk items
You get a total of £5,000 of cover as standard – but you can increase this. Each item must be worth less than £1,500.
Personal belongings away from the home cover
Get cover for items you or your family wear, use or carry every day when you’re out and about. Things like phones, tablets, jewellery, handbags or clothes.
You’re covered if they’re lost, stolen or accidentally damaged while you’re away from home for a short time. This could be a day trip or holiday.
This cover is only for items worth less than £1,500 each.
Specified items cover
You need to specify any items worth over £1,500 each that are either personal belongings you take outside the home or high-risk items in the home.
Items worth less than £1,500 don’t need this cover.
Students’ contents away from home cover
If someone in your household is studying away from home within the British Isles, we’ll cover their contents in the place they’re living.
Pedal cycle cover
If you love your bike, make sure it's covered in case it's damaged or stolen.
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Home Emergency cover
Things can go wrong which need urgent help, like a burst pipe, broken boiler or electrical fault. Get help with the emergency repairs to keep your home safe.
This cover is provided by Allianz Assistance. It’s underwritten by AWP P&C SA and administered by AWP Assistance UK Ltd trading as Allianz Assistance.
Legal Expenses cover
Get help with legal costs for things like personal injury or a dispute over faulty goods.
This cover is administered by Arc Legal Assistance and underwritten by Royal & Sun Alliance Insurance Ltd.