The challenging times we’re all experiencing means we’re getting a lot more calls than usual and our call times are longer. So we can support people in the most vulnerable situations, we ask that you only call us if your enquiry is urgent. You can still use our online and mobile services and our automated service.

Benefits of a wedding loan

Planning a wedding can be demanding enough, without worrying about how to cover the costs. An affordable way to manage everything could be an MBNA Personal loan. A wedding loan can help you stay on budget, spread the cost and have the confidence to make your dream day a reality.

You choose the loan amount and how long you want to borrow for. With fixed monthly payments you’ll always know where you stand.

2.9% APR representative for loans of £7,500 to £15,000 over 1 to 5 years.

MBNA personal loans are provided exclusively by Lloyds Bank plc. MBNA Limited act as a credit broker and not the lender.

Top tips for planning your perfect day:

Of course we wouldn’t suggest you borrow more than you really need to, so when planning the day you could:

  • Limit guests to those you really want to celebrate with.
  • Shop around for a venue and caterer which suits your budget (no-one said you can’t haggle). Consider local firms as well as bigger ones.
  • Get crafty to add a personal touch to decorations. You could even bake your own cake.
  • Get married off-peak or out of season to keep costs down.

Apply for a wedding loan

As with any loan, when you apply there will need to be checks about your personal situation. These checks will affect the decision whether to offer you a loan. The loan amount and the interest rate you'll be offered will also be based on these checks.

How it works when you apply for an MBNA personal loan:

  • You can apply for between £1,000 and £25,000.
  • Choose to make your monthly repayments over 1 to 7 years.
  • It takes about 10 minutes to apply online and get a decision
  • If you’re approved, you should have the money in your account within 24 hours. In some cases it may take a bit longer to have the money in your account - but no more than 5 working days.

Representative example

You could borrow £10,000 over 48 months with 48 monthly repayments of £220.73. Total amount repayable will be £10,595.04. Representative 2.9% APR, annual interest rate (fixed) 2.86%.

The representative APR applies to loans of £7,500 to £15,000 over 1 to 5 years. Other terms and loan amounts are available at different rates. The maximum APR you could be offered is 29.9% APR.

The representative APR is the rate that at least 51% of people are expected to receive when taking out a loan within the stated amount and term range.

Apply now