What's included in our cover
Read on for an overview of the two levels of cover we offer. And the extras you can choose if you need a little bit more.
Optional contents cover
Want some extra cover for your contents? If so, our optional cover could be just what you need.
High risk items
For items that could be attractive to thieves. Like televisions, laptops, mobile phones and jewellery. We include £5,000 worth of cover as standard. But you can select more cover if you need it. High risk items worth more than £1,500 each need to be added as a specified item.
Personal belongings away from the home cover
Covers items you or your family wear, use or carry in everyday life when you're temporarily away from home. Things like a mobile phone or a handbag. Personal belongings worth more than £1,500 each need to be added as a specified item.
Specified items cover
For personal belongings that you take away from the home and high risk items in the home that are worth more than £1,500 each.
Students' contents away from home cover
While they're studying away from home, contents will be covered in the place they live. High risk items worth more than £1,500 each need to be added as a specified item.
Pedal cycle cover
If you love your bike, you'll want to make sure it's covered if it's damaged or stolen. Includes cover for your bike accessories too.
Home Emergency cover
We'll pay towards emergency repairs to make your home safe. This includes call out charges, labour and parts.
This can be for things like electrics, plumbing, drainage, heating, roofing and security. So if your boiler stops working, a pipe bursts, or your roof starts to leak - we can help.
Take a look at our Home Emergency policy booklet (PDF, 1.9MB) to find out more. It gives you all the details and tells you everything you need to know about limits, terms and exclusions.
Legal Expenses cover
This helps pay for legal bills if you or your family are involved in a legal claim.
It covers a wide range of claim types. And even pays your net salary, minus any amount the court gives you, during jury duty.
Take a look at our policy booklet (PDF, 1.5MB) to find out more. It gives you all the details and tells you everything you need to know about limits, terms and exclusions.