Compare your cover options
Compare what’s included in each option to help you decide what’s right for your home and your things.
MBNA Home Insurance is underwritten by Lloyds Bank General Insurance Limited. It's arranged and administered by Lloyds Bank Insurance Services Limited. When getting a quote, we'll take you to their website.
Cover your home, your things – or both
Compare cover to cover
|
Buildings cover |
Essentials |
Plus |
|---|---|---|
|
Buildings cover Private residence cover Covers your home’s structure and the permanent fixtures – like your kitchen and bathroom. |
Essentials Included Up to £550,000. |
Plus Included Up to £1 million. |
|
Buildings cover Outbuildings cover Covers detached buildings at your address, like your garage or shed. |
Essentials Optional Up to £550,000. |
Plus Included Up to £1 million. |
|
Buildings cover Accidental damage cover Cover for damage often caused by a person and it’s sudden, unexpected and not done on purpose. |
Essentials Optional Up to £550,000. |
Plus Included Up to £1 million. |
|
Buildings cover Matching sets cover Cover for the set, not just the item broken or stolen that you’re claiming for. |
Essentials Not included |
Plus Included Up to £1 million. |
|
Contents cover |
Essentials |
Plus |
|---|---|---|
|
Contents cover Private residence cover Cover for your household goods and belongings in your home. |
Essentials Included Up to £75,000. |
Plus Included Up to £100,000. |
|
Contents cover Outbuildings cover Cover for items in your outbuildings, like a detached garage or shed. Also covers items in the open at your home, like in your garden. |
Essentials Optional Up to £5,000 in outbuildings. Up to £1,000 in the open. |
Plus Included Up to £10,000 in outbuildings. Up to £2,000 in the open. |
|
Contents cover Accidental damage cover Cover for damage often caused by a person and it’s sudden, unexpected and not done on purpose. |
Essentials Optional Up to £75,000 in the home. Up to £5,000 in outbuildings. Up to £1,000 in the open. |
Plus Included Up to £100,000 in the home. Up to £10,000 in outbuildings. Up to £2,000 in the open. |
|
Contents cover Matching sets cover Cover for the set, not just the broken or stolen item that you are claiming for. |
Essentials Not included |
Plus Included Up to £100,000 in the home. Up to £10,000 in outbuildings. Up to £2,000 in the open. |
Terms, limits and exclusions apply to all levels of cover. View the policy limits (PDF, 72KB). And to find out what is and isn’t covered, read the policy booklet (PDF, 1.2MB).
Optional extras
Add on extras, for those ‘just in case’ moments.
-
You get a total of £5,000 of cover as standard – but you can increase this. Each item must be worth less than £1,500 each.
-
Get cover for items you or your family wear, use or carry every day when you’re out and about. Things like phones, tablets, jewellery, handbags or clothes.
You’re covered if they’re lost, stolen or accidentally damaged while you’re away from home for a short time. This could be a day trip or holiday.
This cover is only for items worth less than £1,500 each.
-
You need to specify any items worth over £1,500 each that are either personal belongings you take outside the home or high-risk items in the home.
Items worth less than £1,500 don’t need this cover.
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If someone in your household is studying away from home within the British Isles, we’ll cover their contents in the place they’re living.
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If you love your bike, make sure it's covered in case it's damaged or stolen.
Additional cover
How much your cover will cost
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