Smart Rewards

Activate the offers you want and the cashback will be paid automatically into your account at the end of the following month after your purchase.

Get up to 15% cashback

  • Activate the offers you want
  • Earn cashback with selected retailers when you pay by credit card
  • Your cashback will be paid into your account at the end of the following month

Retailer offers and cashback amounts vary.

Mobile app guide

  1. Log in to our app, search rewards and choose Register for Smart Rewards
  2. Select Set up Smart Rewards
  3. Click ok to close the pop up. 
  4. All done, activate the offers you're interested in. You can review your offers at any time.

Online Services guide

  1. Log in and under Ged add-ons on Smart Rewards, select find our more
  2. Select Set up Smart Rewards and follw the on screen instructions to opt in if you havent already. 
  3. All done, activate the offers you're interested in. You can review your offers at any time.

MBNA Mobile App

Get set up online today
 

  • Join our 1 million app users.
  • Fast and secure log in.
  • Stay up to date with notifications.

 

How to set up the app

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MBNA Mobile App

  • Join our 1 million app users.
  • Fast and secure log in.
  • Stay up to date with notifications.

 

Download now

How to set up the app

Frequently asked questions

  • We are setting up your account at the moment. Once you receive your login details, just login to Online Services or our app and register for Smart Rewards. Then you’ll be able to view and activate cashback offers that interest you. In the meantime you can find out more on our Smart Rewards page.

  • We regularly review the information we have about you, including your home location and places you’ve shopped in the past. This helps us work out which offers you’re eligible for, and which are likely to be of interest to you.

  • Cashback for qualifying purchases is automatically paid into into your MBNA credit card account on, (or just before) the last working day of the month.

    For example, if you redeem an offer in January, your cashback should be paid into your account at the end of February.

    If you have more than one active MBNA credit card account, the default is for your cashback to be paid into the oldest one. However, if you’d like to switch to one of your other MBNA credit card accounts, just update your ‘Settings’ in the Smart Rewards hub.

    You need to remain registered for Smart Rewards to receive your cashback.

  • You can keep track of everything in the Smart Rewards hub, including the cashback you’ve earned so far, where you earned it and if there’s anything pending.

    Just be aware, when you redeem an offer it can take up to 5 working days for it to show as a pending payment on your 'Cashback Summary’.

  • No. Just like a refund, cashback does not count towards your minimum monthly payment – you’ll still need to make that to meet the terms of your credit agreement. 

    Cashback will reduce your outstanding balance though, which is still pretty handy.

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More profile and settings help

It is easy to make many changes in our app or on our website.

All profile & settings guides

Retailer/merchant offers and cashback amounts vary. Offer terms and conditions apply.
The terms and conditions which apply to Smart Rewards are covered in our Online Services agreement.

To use the MBNA Mobile app you need to have a valid phone number registered to your account and be set up to manage your accounts using Online Services. Check your preferred app store for minimum operating system requirements. Device registration required. The app doesn’t work on jailbroken or rooted devices. Terms and conditions apply.

Android/Google Play is a trademark of Google Inc. Apple, the Apple logo, iPhone, iPad, Touch ID and Face ID are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.