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Credit Cards

Looking to apply for a credit card? If you’re after low interest rates or balance transfer deals, compare our credit cards to find the one for you and use our Eligibility Checker.

Could you save* with the MBNA Platinum Credit Card Balance Transfer Offer?

(over 38 months after handling fees are deducted)

Representative 19.9%APR (variable)

Calculations are estimated savings only assuming you qualify for the offer shown above.

The estimated savings figure is calculated after deducting the handling fee, on the assumption that you make the minimum monthly repayments on time, that you qualify for the full promotional offer and that you have provided the current annual interest rate (effective rate) on the balance you are proposing to transfer. Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

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MBNA Geeks with credit card

We’re all about credit cards

We’ve been issuing credit cards in the UK for more than 20 years, working with millions of customers to help them find the right card to suit their credit needs.

Whether you’re after a credit card to help you spread the cost of big-ticket purchases, or just to make your finances run more smoothly, we like to think you’ll find the perfect card with us. Our line-up includes balance transfer cards, money transfer cards, transfer and purchase cards and low rate cards.

Want to simplify your outgoings? A balance transfer credit card could be your best option.


Applying for a credit card

If you’re finding it tricky choosing the credit card that’s right for you, try using our eligibility checker. It’ll help you narrow down the options, showing you cards based on your eligibility - all without affecting your credit rating - before completing a full credit card application.

Once you’re ready to apply for a credit card, it’s quick and easy to fill out an online application-you could be done in minutes and we’ll let you know what happens next straightaway.

If you’re approved, you can expect first class credit card protection from MBNA. We offer round-the-clock monitoring and zero liability on fraudulent transactions, just as long as you tell us as soon as you notice any unusual transactions or can’t find your card.

We also register all of our credit cards with Verified by Visa™ or Mastercard® SecureCode™. These systems use 3D secure technology, to give you extra peace of mind when shopping online.

What do you know about MBNA?

Based in the UK since 1993.

Moneyfacts Consumer Credit Card Provider of the Year for 4 years running.1

We’re credit card experts for our customers.

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Moneyfacts Consumer Credit Card Provider of the Year 2014, 2015, 2016 and 2017.

*Transferring other more expensive debts to this card and paying only the minimum amount due each month may lower your overall monthly debt repayments, but it may take you longer and cost you more to repay what you owe. Other lenders may charge a fee for settling a loan early.

Important: if you plan to pay your balance in full every month to avoid interest on card purchases, please consider whether making a transfer is right for you. Card purchases will only remain interest free if you pay the whole balance (including the amount of any transfer) in full every month, or if you have a 0% promotional rate on all card purchases, otherwise interest will be payable.

Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The credit cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.