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Could you save* with the MBNA Platinum Credit Card Balance Transfer Offer?

(over 39 months after handling fees are deducted)

Representative 18.9%APR (variable)

Calculations are estimated savings only assuming you qualify for the offer shown above.

The estimated savings figure is calculated after deducting the handling fee, on the assumption that you make the minimum monthly repayments on time, that you qualify for the full promotional offer and that you have provided the current annual interest rate (effective rate) on the balance you are proposing to transfer. Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

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We’re all about credit card stuff

MBNA have been issuing credit cards in the UK for over 20 years… you could say we’re boringly good at what we do. Millions of customers rely on us to provide credit cards that work for them.

You could simplify your outgoings with a balance transfer, and we’re still one of the few providers who give you the option to transfer money direct to your bank from your credit card account.

A top-notch promotional or low rate could be just the ticket for spreading large and everyday costs too. Our credit cards are widely accepted on the high street and online.

Your credit card could also help you show your support for a footy club, and even make spending more rewarding if you choose a rewards or airlines credit card.


Just as you’d expect, we do everything we can to keep your credit card protected, offering round the clock monitoring and zero liability on fraudulent transactions, providing you tell us as soon as you notice any unusual transactions or if you can’t find your card.

We register all credit cards for Verified by Visa™ or Mastercard® SecureCode™, which uses 3D Secure technology to give you an added layer of security when shopping online.

Finding it difficult to choose an MBNA credit card? You can make a quick comparison using our card table, or try our guided search to help you find credit card offers based on what’s really important to you. Guided search

And that’s just some of the great stuff we do. We’re your experts… your number nerds… your payment ninjas.

What do you know about MBNA?

Based in the UK since 1993.

Moneyfacts Consumer Credit Card Provider of the Year for 4 years running.1

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Moneyfacts Consumer Credit Card Provider of the Year 2014, 2015, 2016 and 2017.

*Transferring other more expensive debts to this card and paying only the minimum amount due each month may lower your overall monthly debt repayments, but it may take you longer and cost you more to repay what you owe. Other lenders may charge a fee for settling a loan early.

If you make card purchases, you will pay interest on these transactions, unless you pay your statement balance in full, every month or if you have a retail promotional interest rate of 0% on your account.

Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The credit cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

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