How Clever Check works
- Fill in our simple form and we’ll complete a soft search
- You could get a pre-approved offer
- Choose your card and complete a full application
- We’ll carry information over, so you don’t need to type it again
- Clever Check keeps your details safe and secure, as you’d expect
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To help you choose a credit card that's right for you, why not try our eligibility checker – Clever Check – before you apply?
You’ll be able to see which cards you’re eligible to apply for, the rates and offers available, and your estimated credit limit upfront.
It only takes a few minutes to complete and it won’t affect your credit score.
Just answer some simple questions online. Then, we’ll do the rest.
Clever Check will give you an instant decision with no obligation to apply for a credit card afterwards.
MBNA – choices made simple.
Applying for an MBNA credit card
Who can apply
To apply, you must be:
- aged 18 or over
- living in the UK
- in paid employment or getting a regular income.
You must not:
- be a full-time student
- have had a request for credit declined in the past month
- have a history of bad credit, such as bankruptcy or CCJs.
How to apply
What to have to hand
You’ll need to give us your:
- email address
- phone number
- main bank account number and sort code
- UK address history for the past 3 years.
Want to make a balance transfer or money transfer? You can request this during the application or later if you prefer. You'll need the details of the other account to do this.
Clever Check
To see which cards you’re eligible to apply for and your estimated credit limit up-front, try our eligibility checker, Clever Check.
It takes about 5 mins to complete and it won’t affect your credit score.