A little history lesson.

(including the origins of the name ‘MBNA’)


MBNA was founded in 1982 as part of Maryland National Bank.

‘MBNA’ originally stood for ‘Maryland Bank National Association’.

Since 1993 MBNA has been based in Chester, in the north of England.

MBNA proudly joined the Lloyds Banking Group in 2017.

Boringly good credit experts

Over the years we’ve helped millions of customers with their borrowing needs... from emergency repairs to unexpected bills, MBNA credit cards have been there helping to make good stuff happen. We love a bit of technology too. All the stuff that makes contactless payments possible, transfers speedier and mobile apps more useful.

We’ve made applying for a card smarter with Clever Check, our credit card eligibility checker. In just a few minutes see the MBNA credit cards you’re eligible to apply for, your estimated credit limit and likelihood of being accepted - all without affecting your credit rating.

More about Clever Check

Moneyfacts logo

Thanks to our customers

We’ve won many industry accolades over the years and it’s great to be recognised by our peers, but there’s a big award that’s voted for by our customers. That one feels pretty special to us.

We’re super-proud to have been voted Moneyfacts Consumer Credit Card Provider of the Year six consecutive times... 2014, 2015, 2016, 2017, 2018 and 2019.

Supporting good stuff

Chester Football Club

We’ve been principal sponsor of fan-owned Chester FC since 2010.

More about Chester FC

MBNA Chester marathon logo

MBNA Chester Marathon

Each year, runners challenge themselves and raise over £500k for charity.

More about Chester Marathon

Chester Pride

An annual event where our colourful community comes together in celebration.

More about Chester Pride

Chester zoo logo

Chester Zoo

For over 15 years, we’ve sponsored this world renowned zoo. 

More about Chester Zoo


MBNA are also principal sponsor of Storyhouse, a home for culture in Chester, housing a theatre, cinema and library.

After 4 years of careful development, this facility opened in 2017, creating a modern space for our community to meet, create and be entertained. It’s now possible to enjoy home grown theatre, see a touring play, world class cinema or just pop in for a coffee and a browse. All in the heart of historic Chester.

More about Storyhouse

Storyhouse Chester

Working with us

Looking for the next step in your career? Browse job opportunities with us and apply online.

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The MBNA Geeks

Making sure you get a fair deal

We want you to find a credit card that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

To find out more you can read the statement of responsibilities (PDF, 276KB), which details what's expected of us, the lender and you the borrower.

Regulatory agencies