A little more about us.

(including the origins of the name ‘MBNA’)


Founded in 1982 as part of Maryland National Bank.

‘MBNA’ originally stood for ‘Maryland Bank National Association’.

We’ve been based in Chester since 1993.

We now have savings, loans and home insurance to sit alongside our credit card offering.

Choices made simple

Our Clever Check eligibility tool lets you see which credit cards you can apply for, your estimated credit limit and the likelihood of being accepted. All without affecting your credit rating. Nice.

More about Clever Check

The MBNA Community Investment Programme

The MBNA Community Investment Programme has been proudly supporting charities, organisations and community foundations in the Chester area, as well as the wider North West, since 1998.

We currently work with seven partners to provide funding and support for community initiatives, programmes, and services. This includes Active Leisure, Chester FC Community Trust, Chester Zoo, Sale Sharks, Storyhouse, Chester Pride, and Chester Racecourse. 

Our sponsorship work also branches out to selected charities, including Hope House and Zoe’s Place, and alongside our partners, we aim to create inclusive, safe environments for families to enjoy unique experiences and make memories that will last a lifetime. 

More about the MBNA Community Investment Programme

The MBNA Geeks

Helping you get a fair deal

We want you to find a credit card that's right for your circumstances. That’s why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

To find out more, you can read the statement of responsibilities (PDF, 276KB), which details what's expected of us, the lender and you, the borrower.

Regulatory agencies