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Chelsea Credit Card

Chelsea Credit Card
  • Earn Reward Points then redeem club merchandise and more.1
  • 0% on card purchases for up to 3 months from the date your account is opened.
    When this offer comes to an end a standard rate of 18.9% p.a. applies.
  • 0% on balance & money transfers for up to 24 months from the date your account is opened. Balance transfers have a 2.99% handling fee. Money transfers have a 4% handling fee. Offers only apply to transfers made in the first 90 days.
    When these offers come to an end and for transfers made after the 90 days, the standard rate for balance transfers is 20.9% p.a. and for money transfers is 22.9% p.a. (5% handling fee applies to both).
  • Check your eligibility before you apply. Eligibility for this credit card depends on your circumstances and the results of the eligibility check. The APR, credit limit and terms of the offer you get may differ from the example.

All standard interest rates and handling fees are variable, so may differ from those shown after your offer ends.

Representative example:
18.9% p.a. (variable)
on card purchases
This is equivalent to
representative (variable)
Based on a
credit limit
Check eligibility

Product details may differ subject to eligibility check

Remember to stay within your limit and to make your monthly payments on time, otherwise you’d lose the promotional offers on your account and pay the standard interest rate instead.*

Great club rewards
<p>The latest Chelsea official merchandise.<sup>1</sup></p>

The latest Chelsea official merchandise.1

<p>Current Chelsea home shirts.<sup>1</sup></p>

Current Chelsea home shirts.1

<p>Items from our rewards catalogue, including gadgets and store vouchers.<sup>1</sup></p>

Items from our rewards catalogue, including gadgets and store vouchers.1

Other benefits
Other benefits

Apple Pay

Enjoy all the benefits of your MBNA credit card using Apple Pay™. It’s the easy, secure and private way to pay with any compatible iPhone®, iPad® or Apple Watch™.

Earn rewards

Receive 1 Reward Point for every £11 you spend on card purchases.

UK call centres

Wherever you are, we’re just a phone call away.

Banking on the go

Manage your account using our range of online and mobile services.

Contactless technology

Make fast, secure payments of £30 or under, without entering your PIN.

24 hour fraud support

You will not be liable for fraudulent transactions online or on the high street (including contactless transactions), providing you tell us as soon as you notice any unusual transactions or you can’t find your card.

Paperless statements

We’ll let you know by email when there’s a new statement to view online.

Add cardholders

Add up to 3 additional cardholders − they’ll each receive a card and PIN.2

Easy payments

We offer a range of payment options, including Direct Debit.

No annual fee

We don’t charge an annual fee for having this credit card.

Useful information

Essential criteria

  • You’re a UK resident.
  • You’re aged 18 or over.
  • You’ve had a permanent UK address for 3 years or more.
  • You have a good credit rating/history.

You’ll need to provide

  • Your address history for at least 3 years.
  • Contact details, including an email address.
  • Employment and salary information.

Eligibility check

Find out if you are eligible before applying for this card. As part of our eligibility check a quotation search will be carried out which won’t show up on your credit record as a full search, so it won’t affect your credit rating.

Eligibility for this credit card depends on your circumstances and the results of the eligibility check. The APR, credit limit and terms of the offer you could get may differ from the example.

What do you know about MBNA?

Based in the UK since 1993.

Moneyfacts Credit Card Provider of the Year for 3 years running.3

5 million+ card holders.

1 The Rules of the Rewards Programme will be sent with your card. Reward Points are earned on card purchase transactions only. We will determine the specific Points redemption level, based on the value of each Reward at the time you redeem. All Points expire three years after they have been earned. Points are forfeited on account closure. The Rewards, and redemption website service, are provided by a specialist operator.  Rewards can only be delivered to mainland UK and NI addresses; delivery charges may apply. Points must be redeemed through the redemption website service; if they are not, you may not be able to redeem against certain items, or at all. You will not be able to earn and may not be able to redeem rewards if you are in breach of your terms and conditions, for example if you haven't paid on time or have gone over your credit limit.

2 Any additional cardholder(s) must be over 18 years of age, reside at the same primary address, and have a relationship of close family member (defined as; spouse, child, parent, sibling or domestic partner).

3 MBNA has been voted Credit Card Provider of the Year at the Consumer Moneyfacts Awards 2014, 2015 and 2016.

If you make card purchases, you will pay interest on these transactions, unless you pay your statement balance in full, every month or if you have a retail promotional interest rate of 0% on your account.

* Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Chelsea Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.