
Credit cards
To see which cards you’re eligible to apply for and your estimated credit limit up front, try our eligibility checker, Clever Check. It takes about 5 mins to complete and it won’t affect your credit score.
What are you looking to do today?
Balance transfer credit cards
Transferring existing credit card and store card balances you hold elsewhere could simplify your outgoings and make things easier to manage.*
A balance transfer card could give you time to repay what you owe, helping you take control of your finances.
Not sure how balance transfers work?
Transfer and purchase credit cards
With introductory rates on transfers and purchases, these cards could give you the best of both worlds.
One card could have everything you need if you’re planning on making transfers*, putting your everyday spends in one place, or spreading the cost of a larger purchase.
Not sure how transfer and purchase credit cards work?
Purchase credit cards
Whether it’s for everyday essentials or shopping for something bigger, an MBNA purchase credit card can help you pay for things your way.
You could take advantage of an introductory rate on card purchases, helping you spread the cost over a more manageable period.
Why use a purchase credit card?
- Keep track of your spending by putting it all in one place
- You could earn cashback with MBNA Smart Rewards
- Add it to your smartphone or digital wallets
- Section 75 protection on purchases of over £100 but not more than £30,000
Money transfer credit cards
A money transfer is where you move funds from your credit card to your bank account to give you a bit more flexibility. This could come in handy for sorting any unexpected bills, or where credit cards aren’t accepted.
Money can only be transferred to a UK current account in your name from your credit card. Once it’s there, you can use your debit card or cash in the usual way.
Not sure how money transfers work?
*Transfer fees may apply
Choosing the right credit card
When you’re looking for a credit card, it’s important you know what you want it for... purchases, transfers, or a card that’ll come in handy for emergencies? This short video tells you all about each type of credit card we offer and what it’s best used for.
When comparing credit card offers:
- Think about how you’ll use your new credit card, both now and in the future.
- Remember to compare all rates and any transfer fees on promotional offers.
- Consider the risk of taking on too much debt and how you’ll repay any amounts owed.
Ready to compare credit cards you’re eligible for?
To see which cards you’re eligible to apply for and your estimated credit limit up front, try our eligibility checker, Clever Check.
It takes about 5 mins to complete and it won’t affect your credit score.

Frequently asked questions
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Instead of listing every credit card we offer, we’ll only show you cards you’re eligible to apply for, so you can make an informed choice about which cards will suit your needs.
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The right credit card for you depends on what you want to use it for, and on your personal circumstances. For example, if you want to combine existing card balances, then a balance transfer credit card might be useful.
We’d suggest reading through everything on this page and on our website, so you understand exactly which credit card is right for you. We also have a handy guide on choosing the right credit card.
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A credit card can help you manage your finances, but it needs to be the right choice for your needs. Other borrowing options might be more suitable depending on what you need it for.
For example, if you’re looking to build an extension on your home, a credit card might not be the right way to fund it. A loan might be more suitable as you can spread the repayments over an affordable term. However, if you need more flexibility with your monthly repayments, a credit card could be a better option.
Learn more about whether you should choose a loan or a credit card.
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It only does what’s called a ‘soft credit search’. These can’t be seen by other lenders, which means they can’t be used when making lending decisions.