If you’re coming to the end of your credit card or loan payment holiday, we’ll contact you before it ends, there’s no need to call us. You can use our coronavirus support tool to find the right solution for your needs and confirm what you’d like to do in a few simple steps. You can find this tool on the coronavirus support page.

    • Help with card payments that you have made

    What to do if you’re worried about something bought with your credit card.

    On this page, you can raise a claim with us to try and get your money back, if you think a transaction on your card isn’t right. This form is for personal cards only. If you’re looking to make a claim on a business card, you will need to contact the number on the back of your card.

    But there are other things you can do first that may be better or quicker.

    If you don’t recognise the transaction or merchant and think it might be fraud:

    Go to our Fraud page instead and report suspected fraud.

    Making a claim for a cancelled package holiday, flights or accommodation

    If you’re struggling to get a refund from the travel provider, and you paid on an MBNA credit card, we may be able to help. Use our travel disruption tool to see the options available to you before making a claim.

    If there is a problem with what you bought, or the amount you’ve paid:

    Contact the merchant first. Don’t fill in this form until you have, as we will ask you to do this anyway. It may be quicker to get things sorted by going direct to the merchant.

    What to do

    We’re here to help if you’ve had a problem with a transaction on your card. Maybe there’s something wrong with what you’ve bought. Or perhaps you’re still being charged for a service you no longer use. Here you can make a claim with us, to try and get your money back.

    Follow these steps to make a claim:

    1. Contact the merchant

    Try to speak to the company or organisation you made the payment to. You need to try this before making a claim with us. Keep a note of any contact you make, the attempts you made, and what happened. You’ll need to give us details to help your claim.

    2. Check your accounts

    You may already have a refund. Sellers and organisations sometimes do this automatically and may not tell you separately.

    3. Check your right to cancel

    You’ll usually find these in any written terms and conditions. There may be a short period when you can cancel and get a full refund. This often happens with things that happens in the future – such as a service, event, or delivery of goods.

    4. Complete the form

    After you’ve done steps 1-3, if you still want to make a claim, please select ‘Travel Disruption Tool’ for all travel related disputes and ‘Raise a Credit Card Dispute for all other disputes, and complete the relevant form.

    Give us as much detail as you can. That can help us process your claim quicker.

    Travel Disruption Tool Raise a Credit Card Dispute