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Virgin Atlantic Credit Card Accounts

Turn your everyday spending into Flying Club miles with the Virgin Atlantic Credit Card Accounts.

Choose the credit card that suits you best.

Virgin Atlantic White Credit Card Account Virgin Atlantic White dual credit card
  • Earn up to 3,000 bonus miles when you make your first card purchase within 90 days of your account opening1
  • 0% on balance transfers for up to 6 months from account opening (3% handling fee).
    When this offer comes to an end a standard rate of 22.9% p.a. (5% handling fee) applies.
    All standard interest rates and handling fees are variable, so may differ from those shown after your offer ends.
  • Check your eligibility before you apply eligibility for this credit card depends on your circumstances and the results of the eligibility check.

    Remember to stay within your limit and to make your monthly payments on time, otherwise you’d lose the promotional offers on your account and pay the standard interest rate instead.*

No annual fee


Miles details for Virgin Atlantic White Credit Card


Virgin Atlantic White representative example


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Virgin Atlantic Black Credit Card Account Virgin Atlantic Black dual credit card
  • Earn up to 18,500 bonus miles when you make your first card purchase within 90 days of your account opening3
  • 0% on balance transfers for up to 6 months from account opening (3% handling fee).
    When this offer comes to an end a standard rate of 22.9% p.a. (5% handling fee) applies.
    All standard interest rates and handling fees are variable, so may differ from those shown after your offer ends.
  • Check your eligibility before you apply 
    eligibility for this credit card depends on your circumstances and the results of the eligibility check.

    Remember to stay within your limit and to make your monthly payments on time, otherwise you’d lose the promotional offers on your account and pay the standard interest rate instead.*

Annual fee of £140 is payable


Miles details for Virgin Atlantic Black Credit Card


Representative example for Virgin Atlantic Black Credit Card


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Eligibility icon

Eligibility check

Find out if you are eligible before applying. As part of the eligibility check a quotation search will be carried out which won’t show up on your credit record as full search so it won’t affect your credit rating.

Eligibility for this credit card depends on your circumstances and the results of the eligibility check.

1 Bonus Flying Club miles - you will earn 3,000 Flying Club miles on your Virgin Atlantic White Credit Card Account if you make your first card purchase within 90 days of your account being opened. The Flying Club miles will be credited to your Flying Club account within 30 days of your statement date. If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account.

2 Double miles are earned on bookings made direct with Virgin Atlantic either online or by telephone, and with Virgin Holidays by telephone only. This does not include purchases made through Virgin Flightstore and Virgin Holidays in store concessions.

3 Bonus Flying Club miles - you will earn 18,500 Flying Club miles on your Virgin Atlantic Black Credit Card Account if you make your first card purchase within 90 days of your account being opened. The Flying Club miles will be credited to your Flying Club account within 30 days of your statement date. If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account.

If you make card purchases, you will pay interest on these transactions, unless you pay your statement balance in full, every month or if you have a retail promotional interest rate of 0% on your account.

* Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.