Brands and legal entities

Find out about the brands and legal entities that provide MBNA's products and services.

What shapes who we are

Our brands

Our brands are more than our visual identity. They influence how you feel about us, the trust you place in us and our overall reputation. We might also use a brand as a trading name for a product or service.

Our products

Our products are the accounts and services we provide to you.

Our legal entities

Our legal entities are the registered companies that handle responsibilities such as contracts, taxes, and ownership of assets. They can provide Financial Service Compensation Scheme (FSCS) protection for eligible customers.

For example, you’ll see the MBNA name and logo is used by Lloyds Bank plc. This helps make it clear which company is responsible for the products, services and commitments we offer.

Our brands and legal entities

Discover the brands you'll see on the MBNA website and the companies responsible for them.

MBNA legal entities

MBNA Limited

Registered Office: Cawley House, Chester Business Park, Chester CH4 9FB. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, Register Number: 204487 for the provision of payment services.

Lloyds Bank plc

MBNA is a trading style of Lloyds Bank plc. Lloyds Bank plc Registered Office, 25 Gresham Street, London EC2V 7HN. Registered in England and Wales number 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

Lloyds Bank Insurance Services Limited​

MBNA is a trading name of Lloyds Bank Insurance Services Limited, Registered in England and Wales No. 968406, Registered Office: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Conduct Authority. Financial Services Register Number 310738.

Lloyds Bank General Insurance Limited

MBNA is a trading name of Lloyds Bank General Insurance Limited. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 204373. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

Our products and services

MBNA offers a selection of products and services to our customers. Some of them are provided by other companies, so we outline information for every currently available product.

Current as of August 2026.

  • Credit cards are issued by MBNA Limited. Registered Office: Cawley House, Chester Business Park, Chester CH4 9FB. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, Register Number: 204487 for the provision of payment services.

    • MBNA is a trading style of Lloyds Bank plc.
    • MBNA Limited is a credit broker and not the lender.
    • MBNA Limited works exclusively with Lloyds Bank plc.

    MBNA Limited. Registered Office: Cawley House, Chester Business Park, Chester CH4 9FB. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, Register Number: 204487 for the provision of payment services.

    Lloyds Bank plc. Registered office: 25 Gresham Street, London, EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

  • MBNA Limited. Registered Office: Cawley House, Chester Business Park, Chester CH4 9FB. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, Register Number: 204487 for the provision of payment services.

    MBNA Home Insurance is arranged and administered by Lloyds Bank Insurance Services Limited, Registered in England and Wales No. 968406, Registered Office: 25 Gresham Street, London EC2V 7HN. Authorised and regulated by the Financial Conduct Authority. Financial Services Register Number 310738.

    MBNA Home Insurance is underwritten by Lloyds Bank General Insurance Limited. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 204373. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

    All three companies are part of Lloyds Banking Group and more information can be found at www.lloydsbankinggroup.com. 

    Legal Expenses cover is administered by Arc Legal Assistance Limited and underwritten by Intact Insurance UK Limited (No. 00093792). Registered in England and Wales at 22 Bishopsgate, London, EC2N 4BQ. 

    Both Lloyds Bank General Insurance Limited and Intact Insurance UK Limited are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

    Home Emergency cover is underwritten by AWP P&C SA and is administered in the UK by Allianz Assistance. Allianz Assistance is a trading name of AWP Assistance UK Ltd, 102 George Street, Croydon CR9 6HD. AWP Assistance UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA). AWP P&C SA is authorised and regulated by L’Autorité de Contrôle Prudentiel et de Résolution in France. Deemed authorised by the Prudential Regulation Authority (PRA). Subject to regulation by the FCA and limited regulation by the PRA. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the FCA’s website.

  • MBNA Limited. Registered Office: Cawley House, Chester Business Park, Chester CH4 9FB. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, Register Number: 204487 for the provision of payment services.

    MBNA is a trading style of Lloyds Bank plc, and MBNA savings are held with Lloyds Bank plc as deposit taker. Lloyds Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales number 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.