Before you start

There’s a few things you need before you get started with your money transfers.

Make sure you know

  • Your Online Services or MBNA App log in
  • The account number and sort code of your UK current account you want to transfer to
  • How much you want to transfer – each transfer must be £100 min and you can only transfer up to 93% of your credit limit

How long do money transfers take?

  • The online application forms usually takes a few minutes to fill in
  • Transfers will usually hit your account the next working day if they’re approved
  • Once it’s in your account, you can use your debit card or cash to pay in the normal way

Ready to go?

Log in online or using the MBNA Mobile App to get started.

Make a money transfer

Important information

  • Money transfers are subject to eligibility and security checks. These won’t leave a footprint on your credit file.
  • You might be charged a fee for any money transfers you make. This is normally a percentage of the amount you’re transferring. For example, a transfer of £1,000 with a 3% fee would result in a £30 transfer fee.
  • Only paying back the minimum payment every month could take you longer to clear your balance and cost you more.
  • Once the transfer’s been processed, it can’t be cancelled. Neither can any fees.
  • If you’ve not paid all your money transfer amount off before your promotional period ends, interest will be payable on the remaining amount at your account’s standard interest rate. 
  • Anything bought using funds from a money transfer isn’t covered by Section 75 of the Consumer Credit Act 1974.