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intu Credit Card

intu Credit Card

The credit card with rewards

  • Earn up to £60 in intu Gift Cards in your first year when you make card purchases £20 when you spend £250 on card purchases1 within the first 90 days of your account opening, and further intu Gift Cards when you reach £3,000 and then again when you reach £5,000 on card purchases every year on your account.2
  • Access exclusive intu Credit Card offers and discounts including 12 months Gourmet Society digital membership, giving you access to discounts at restaurants, cinemas and more.3
  • 0% on card purchases for up to 12 months from the date your account is opened. When this offer comes to an end a standard rate of 16.9% p.a. applies.
  • 0% on balance and money transfers for up to 12 months from the date your account is opened. Balance transfers have a 2.99% handling fee. Money transfers have a 4% handling fee. Offers only apply to transfers made in the first 60 days.

    When these offers come to an end and for transfers made after the 60 days, the standard rate for balance transfers is 18.9% p.a. and for money transfers is 23.9% p.a. (5% handling fee applies to both).
  • Check your eligibility before you apply Eligibility for this credit card depends on your circumstances and the results of the eligibility check. The APR, credit limit and terms of the offer you get may differ from the example.

All standard rates and handling fees are variable so may differ from those shown after your offer ends.

Representative example:
16.9% p.a. (variable)
on card purchases
This is equivalent to
representative (variable)
Based on a
credit limit
Check eligibility

Product details may differ subject to eligibility check.

Remember to stay within your limit and to make your monthly payments on time, otherwise you’d lose the promotional offers on your account and pay the standard interest rate instead.*

The intu Credit Card can be used every day…

…whether it’s shopping on the high street, inside intu shopping centres, online or even when you travel. It’s bursting with benefits.

People eating

Dining discounts

Enjoy 12 months free digital membership and discount meals with the Gourmet Society.

Couple shopping

VIP shopping

Access exclusive intu offers from clothing and entertainment to leisure and dining.

Woman paying for shopping

Prize draw entries

Automatic entry for the intu Credit Card quarterly prize draw4 every time you make a card purchase. Prizes courtesy of Mastercard.

Woman looking at Smartphone

Monthly offers email

Receive exclusive intu Credit Card emails with the latest offers.

Exclusive intu Credit Card offers
Quarterly prize draw – prizes courtesy of Mastercard
a couple with skyline backdrop

New York break for two adults with Priceless Cities

Every time you make a card purchase on your intu Credit Card between 1 April 2017 and 30 June 2017, you’ll be entered into an exclusive prize draw for the chance to win a New York break for two adults with Priceless Cities - prize courtesy of Mastercard.


The prize package includes: return Economy flights – UK (Manchester, London Gatwick or London Heathrow) / New York; return New York airport transfers; 2 nights’ 4* accommodation sharing a twin / double room, including daily breakfast; 5 course tasting menu at Caviar Russe (excluding drinks); £250 spending money; Comprehensive travel insurance (see T&Cs point IX); There is one (1) trip to New York being offered for two (2) people travelling together, one member of the party must be aged 18 or over.  Terms and conditions apply.

Other benefits
intu credit card
Other benefits

Contactless and mobile payments

Make fast and secure payments using a card, or a range of mobile devices, usually without entering your PIN.

UK call centres

Wherever you are, we’re just a phone call away.

Banking on the go

Manage your intu credit card using our range of online and mobile services.

24 hour fraud support

You will not be liable for transactions made without your knowledge or consent providing you tell us as soon as you notice any unusual transactions or you can’t find your intu credit card.

Paperless statements

We’ll let you know by email when there’s a new statement to view online.

Add cardholders

Add up to 3 additional cardholders − they’ll each receive a credit card and PIN.5

Easy payments

We offer a range of payment options, including Direct Debit.

No annual fee

We don’t charge you an annual fee for having an intu Credit Card.

Useful information

Eligibility criteria

  • You’re a UK resident.
  • You’re aged 18 or over.
  • You’ve had a permanent UK address for 3 years or more.
  • You’re not unemployed or a student.

You’ll need to provide

  • Your address history for at least 3 years.
  • Contact details, including an email address.
  • Employment and salary information.
  • UK bank account details.

Eligibility check

Find out if you are eligible before applying for this card. As part of our eligibility check a quotation search will be carried out which won’t show up on your credit record as a full search, so it won’t affect your credit rating.

Eligibility for this credit card depends on your circumstances and the results of the eligibility check. The APR, credit limit and terms of the offer you could get may differ from the example.

What do you know about MBNA?

Based in the UK since 1993.

Moneyfacts Consumer Credit Card Provider of the Year for 4 years running.6

5 million+ card holders.

1 If you make card purchases, you will pay interest on these transactions, unless you pay your statement balance in full, every month or if you have a retail promotional interest rate of 0% on your account.

2 The intu Rewards Programme is provided by intu Shopping Centres plc. intu Gift Cards can only be earned from card purchases. You will not be able to earn Gift Card rewards if you are in breach of your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. intu Gift Cards are issued on behalf of intu (not issued by MBNA) within 60 days of the required spend threshold being reached. To redeem your intu Gift Card you will receive an email containing a unique code, which must be presented at any intu Customer Service desk within 12 months of being received to obtain your intu Gift Card. intu Gift Cards can be spent in any intu shopping centre in the UK, at participating retailers that accept Mastercard. Remember to check the expiry date on the intu Gift Cards you receive – they’re valid for 12 months from the date of issue. You’ll receive a £20 intu Gift Card when you spend £250 within 90 days of the account opening then a £20 intu Gift Card when you spend £3,000 on card purchases and a further £20 intu Gift Card for card purchases of £5,000 within the first year from account opening. For every year after that, you’ll receive a £10 intu Gift Card when you spend £3,000 on card purchases, and a £10 intu Gift Card when you spend £5,000. If your intu Credit Card account is closed, all current benefits and rewards are immediately forfeited. If you have qualified for your spend threshold prior to account closure your intu Gift Card would still be issued. For full intu Rewards Programme Rules visit

3 Offers and discounts available are subject to change. Visit for information on how to redeem and terms and conditions applying to current offers and discounts. Restrictions may apply, e.g. some offers are available at selected intu shopping centres only.

4 You’ll find entry details and terms and conditions about the intu Credit Card quarterly prize draw by visiting: prizes courtesy of Mastercard.

5 Any additional cardholder(s) must be over 18 years of age, reside at the same primary address, and have a relationship of close family member (defined as; spouse, child, parent, sibling or domestic partner).

6 Moneyfacts Consumer Credit Card Provider of the Year 2014, 2015, 2016 and 2017.

* Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The intu Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.