Apple Pay

Everyday payments with your Apple device

Make contactless purchases in shops and online without your credit card.

Your card details won’t be shared with retailers, stored on your device or shared with Apple.

If you're getting rewards or benefits with your credit card, you'll receive these whenever you make a purchase.

We may limit the value or number of payments you can make using Apple Pay and ask you to use your card with the PIN instead. This is just to make sure it’s you making the transaction. Some retailers may also limit payments to £100.

iPhone with MBNA card in Apple Pay wallet

Everyday payments with your Apple device

Make contactless purchases in shops and online without your credit card.

Your card details won’t be shared with retailers, stored on your device or shared with Apple.

If you're getting rewards or benefits with your credit card, you'll receive these whenever you make a purchase.

We may limit the value or number of payments you can make using Apple Pay and ask you to use your card with the PIN instead. This is just to make sure it’s you making the transaction. Some retailers may also limit payments to £100.

    1. Open the Apple Wallet app then select the + sign in the top-right corner.
    2. Select debit or credit card to start adding your credit card.
    3. Enter your card details by using your camera or by typing them manually.
    4. Enter your card’s security code to add your credit card. You may need to verify your card. Select one of the options on screen and follow the instructions.
    5. Your card is now added to Apple Pay.

    1. Open the Apple Watch app then select Wallet & Apple Pay followed by Add Card.
    2. Select debit or credit card to start adding your credit card.
    3. Enter your card details by using your camera or by typing them manually.
    4. Enter your card’s security code to add your credit card. You may need to verify your card. Select one of the options on screen and follow the instructions.
    5. Your card is now added to Apple Pay.

    1. Open your iPad settings then select Wallet & Apple Pay followed by Add Card.
    2. Select debit or credit card to start adding your credit card.
    3. Enter your card details by using your camera or by typing them manually.
    4. Enter your card’s security code to add your credit card. You may need to verify your card. Select one of the options on screen and follow the instructions.
    5. Your card is now added to Apple Pay.

    1. Open your Mac’s system preferences then select Wallet & Apple Pay followed by Add Card.
    2. Select debit or credit card to start adding your credit card.
    3. Enter your card details by using your camera or by typing them manually.
    4. Enter your card’s security code to add your credit card. You may need to verify your card. Select one of the options on screen and follow the instructions.
    5. Your card is now added to Apple Pay.

This is available for Visa credit cards only.

  1. Log in to our app and select My card on the bottom right. Then select Apple Pay.
  2. Select the credit card to be added and select Add to Apple Wallet. Then select the device you’d like to add your card to.
  3. Confirm your credit card details and accept the terms and conditions. You can now select this card as your default card for Apple Pay.
  4. Your credit card is now added to Apple Pay.

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  • Join our 1 million app users.
  • Fast and secure log in.
  • Stay up to date with notifications.

 

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How to set up the app

Apple Pay explained

  • If you are using our app to add your card, you won’t have to verify it.

    If you are using the Apple Wallet, you can verify your card with a One Time Passcode (OTP), using our app, or by calling us.

  • To protect you from fraud, we might occasionally limit the value or number of payments you can make using Apple Pay and ask you to use your card instead. Some retailers may also limit payments to £100.

  • Visit the Apple website to check which devices are compatible with Apple Pay and where you can use them to make payments and purchases.

  • Each Apple Pay enabled device can load up to eight credit cards. As devices do not share cards, if you want the same card on two different devices, you’ll need to load the card on each device separately.

  • You’ll be able to see the last 10 transactions made using Apple Pay on that device. All your transactions will appear credit card statement in the usual way.

  • All retailers who accept contactless payments will accept Apple Pay whether they’re in the UK or overseas. Different transaction limits will apply depending on which country you’re in.

    If you use Apple Pay to pay with a credit card overseas, standard overseas charges will apply according to your terms and conditions. Based on your mobile plan and mobile network’s offering, additional message data charges and foreign transaction fees may also apply.

  • If your credit card has been lost or stolen, your replacement credit card will be loaded to your Apple Wallet once it has been issued.

    If your Apple device has been lost or stolen, visit the Apple website.

Need help?

If you’ve got questions or concerns about a transaction you’ve made with MBNA using Apple Pay, please contact us. Otherwise, for technical help visit the Apple Pay support page.
 

Apple Pay terms of use

More Card and PIN services

Manage how your cards are used, report your card lost or stolen and view your PIN online.

All card and PIN features

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Touch ID, Face ID and Apple Watch are trademarks of Apple Inc.