Pay with MBNA using Apple Pay.
Apple PayTM is an easy, secure and private way to make payments within apps and on the high street.1
In the Wallet app on a compatible iPhone®, iPad® or Apple WatchTM, you can securely store all of your card details, so they’re ready to use anywhere Apple Pay is accepted − learn more.
How to add a card to your:
iPhone − open the Wallet app and tap the plus sign.
Apple Watch − open the Apple Watch app on your iPhone and select ‘Wallet & Apple Pay’, then tap ‘Add Credit or Debit Card’.
iPad − go into settings, open ‘Wallet & Apple Pay’, then select ‘Add Credit or Debit Card’.
Using the in-built features of a compatible Apple® device, make payments in a single touch.2
Out and about:
Hold your iPhone near the contactless reader with your finger on Touch ID.
Double click the side button and hold your Apple Watch to the contactless reader.
iPhone and iPad
Select Apple Pay when you check out and place your finger on Touch IDTM.
Although some older Apple devices have Touch ID, not all of them have a special antenna for ‘Near Field Communication’. That’s the thing that makes it possible to use Apple Pay on the high street.
Managing your cards.
You can add up to eight cards to any device, change the primary card, update your card information, and remove cards, all within your Wallet − learn more.
Where’s Apple Pay accepted?
Most places where you can use a contactless card, you can now use Apple Pay too. You can also make purchases within participating apps on your iPhone and iPad.
Travelling in London?
Apple Pay transactions are tracked using a unique Device Account Number, rather than your actual card number, so make sure you stick to one payment method for all travel to benefit from daily and Monday to Sunday capping on the Transport for London network.
Returning an item.
Just as you would with a physical card, if you used Apple Pay to make a purchase and you’d like to return an item, use the same payment method to receive a refund in store.
If you’re unsure which card you used, check the till receipt.
If you’ve got questions or concerns about a transaction you’ve made with MBNA using Apple Pay, please contact us. Otherwise, for technical help visit the Apple Pay support page.
When you add a card to your Wallet a unique Device Account Number is created, encrypted and stored securely on your mobile device only.
When you make a purchase, this number, along with a unique security code, are used to process your payment. Your actual card details are rarely shared when you use Apple Pay, so they’re more secure.3
However your mobile device is protected, whether that’s Touch ID, Passcode or Wrist Detection on Apple Watch, make sure you’re the only person who can access and use it.
Just like a credit card PIN, never write down or tell anyone your Passcode.
Using ‘Find My iPhone’, you can quickly put your device in ‘Lost Mode’ to suspend Apple Pay, or wipe your device completely. You can also update your iCloud settings to suspend Apple Pay.
And that’s in addition to your normal card security features − learn about MBNA credit card security.
Apple Pay transactions will appear online and on your monthly statements as normal. To see a list of recent transactions or view your monthly statements, just log in or register for Online Card Services.
Within the Wallet app you’ll also be able to view the most recent transactions made using each card you’ve added to your mobile device.
Because you don’t have to present a physical card when you pay, your name, card number and security code are never visible to the cashier.
The card image shown in your Wallet may not be the same as your physical card, so if you’ve added multiple cards, make sure you know which is which.
Each card in your Wallet will display the last four digits of both your Device Account Number and your actual card number so you can tell them apart.
1 If you make card purchases, you will pay interest on these transactions, unless you pay your statement balance in full, every month or if you have a retail promotional interest rate of 0% on your account.
2 Standard network charges may apply. Payment is only possible when 3G, 4G or a wireless internet connection is present. Transactions are subject to your existing MBNA credit card terms and conditions.
3 Mastercard, Visa and American Express will process transactions similar to how they process your physical card transactions today except most merchants won’t have access to your actual card number; they will receive the unique virtual card number associated with your credit or debit card. Mastercard must provide your actual card number to certain transit merchants (e.g. underground rail systems) in order to process real-time decisions.
Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Touch ID and Apple Watch are trademarks of Apple Inc.
Credit Card(s) issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Calls may be monitored and/or recorded for quality and training purposes and for compliance with regulations.