No more additional retailer fees
Have you ever been charged a fee for using your credit card to buy something? Well, no more! From 13 January 2018, retailers were no longer able to add on extra charges for using your credit card.
Section 75 protection
Spread the cost
This means no more additional fees from the retailer when booking that dream holiday or flight, buying a new car, cinema tickets or your Friday night take away.
Section 75 of The Consumer Credit Act 1974 gives credit card customers legal rights if they’ve paid for goods or services using their credit card. It applies when the total price is between £100 - £30,000 and all or part of the purchase was made using a credit card. In these circumstances the credit card issuer and the merchant may be equally liable for reimbursing your losses if things go wrong.
1 You will not be liable for fraudulent transactions online or on the high street (including contactless transactions). Please tell us as soon as you notice any unusual transactions or you can’t find your card.