We’re aware of today’s news that Thomas Cook has ceased trading. If you’re affected by this, please visit https://thomascook.caa.co.uk for more details. Contact us if you are concerned.

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Promotional offers will no longer apply from the start of the statement period following any breach of your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.