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What is a balance transfer?

A balance transfer is when you pay off a credit or store card using another credit card. The amount you can transfer depends on how much of your credit limit is available. Handling fees apply.

What is a money transfer?

A money transfer is when you transfer money from your credit card directly into your bank or building society account. The amount you can transfer depends on how much of your credit limit is available. Handling fees apply.

How to do a balance transfer...

•    Log in or register for Online Card Services. 
•    Select ‘Make a transfer’.
•    Choose ‘Transfer a balance’.
•    Alternatively, log in to Mobile Card Services and select ‘Transfer a balance’.

You cannot transfer balances between MBNA accounts.

How to do a money transfer....

•    Log in or register for Online Card Services. 
•    Select ‘Make a transfer’.
•    Choose ‘Transfer to account’.
•    Alternatively, log in to Mobile Card Services and select ‘Transfer money’.

Request a credit limit increase

You can request a credit limit increase online. You’ll get an instant response and, if approved, your new limit will be available immediately.1

Promotional offers will no longer apply from the start of the statement period following any breach of your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

1 Service available subject to status.

The credit cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.