MBNA Platinum Credit Card
Enjoy our great 0% promotional rate on balance transfers and money transfers...
0% on balance transfers for 29 months
from account opening if made within the first 60 days (2.89% handling fee)
You could save up to £1,100 in interest repayments2
18.9% p.a. (variable) on card purchases. This is equivalent to 18.9% APR representative (variable) based on a credit limit of £1200.
Who's it for?
The MBNA Platinum Credit Card is great if you're looking for long promotional rates on credit card balance transfers and money transfers. Balance transfers are ideal if you're looking to consolidate existing credit or store card balances1 and money transfers allow you to transfer funds into your current account.
Transfer existing credit and store card balances onto one card and manage just one monthly payment1. Take advantage of 0% interest for 29 months from account opening (2.89% handling fee). This offer applies to balance transfers made within the first 60 days.
Transfer funds from your credit card account to your current account - enjoy 0% interest for 29 months from account opening (4% handling fee). This offer applies to money transfers made within the first 60 days.
No annual fee
Great benefits and service come as standard
- Paperless statements
This account is set up with paperless statements. To access your statements you will need to register for Online Card Services.
- Free Online Card Services
Check your balance, transactions, set up direct debits, view your statements and more.
- Fraud protection
You will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions.
- UK based customer service helpline
Wherever you are worldwide, our customer satisfaction representatives are just a phone call away.
Want to see our rates explained? Visit our application page for more information.
Transferring other debts to this card and paying only the minimum amount due each month may lower your overall monthly debt repayments, but it may take you longer and cost you more to repay what you owe. Other lenders may charge a fee for settling a loan early.
The average savings amount is calculated as the difference between paying no interest, and paying interest at an average rate of 17.88% (taken from Bank of England data for UK average annual effective rates on credit cards Sept 2013), on an average MBNA balance transfer amount of £3600 over the period shown and with the cost of the transfer fee already deducted. It assumes that only the minimum repayment is made each month in line with MBNA's terms and conditions. Interest will be charged on any remaining balance when the promotional rate ends, which will reduce the amount of any savings made.
Want to see our rates explained? – Visit our application page for more information.