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MBNA More Rewards Credit Card

<p>MBNA More Rewards Credit Card</p>
  • Double points within the first 90 days of account opening.1
  • Earn Reward Points on card purchases.
  • Exclusive offers from American Express Connect.TM
Representative example:
12.9% p.a. (variable)
on card purchases
This is equivalent to
representative (variable)
Based on a
credit limit
Apply now
Main features
Earn points

MBNA More Rewards American Express® Credit Card

2 points for every £1 you spend on card purchases.1

MBNA More Rewards Visa Credit Card

1 point for every £1 you spend on card purchases.1

Redeem rewards
<p>Get your hands on the latest must-have gadgets.</p>

Get your hands on the latest must-have gadgets.

<p>Get shopping vouchers at your favourite high street shops.</p>

Get shopping vouchers at your favourite high street shops.

<p>Reduce your credit card balance.</p>

Reduce your credit card balance.

<p>Experience more or see the world.</p>

Experience more or see the world.

<p>Make a difference to one of our supported charities.<sup>2</sup></p>

Make a difference to one of our supported charities.2

Other benefits
Other benefits

Two cards, one account

Two cards, one PIN, one account to manage, points earned from both cards go into your account.

UK call centres

Wherever you are, we’re just a phone call away.

Banking on the go

Manage your account using our range of online and mobile services.

Contactless technology

Make fast, secure payments of £20 or under, without entering your PIN.

24 hour fraud support

You will not be liable for fraudulent transactions online or on the high street (including Contactless transactions), providing you tell us as soon as you notice any unusual transactions or you can’t find your card.

Paperless statements

We’ll let you know by email when there’s a new statement to view online.

Add cardholders

Add up to 3 additional cardholders − they’ll each receive a card and PIN.3

Easy payments

We offer a range of payment options, including Direct Debit.

No annual fee

We don’t charge an annual fee for having this credit card.

Useful information

Essential criteria

  • You’re a UK resident.
  • You’re aged 18 or over.
  • You’ve had a permanent UK address for 3 years or more.
  • You have a good credit rating/history.

You’ll need to provide

  • Your address history for at least 3 years.
  • Contact details, including an email address.
  • Employment and salary information.
What do you know about MBNA?

Based in the UK since 1993.

Moneyfacts Credit Card Provider of the Year 2014 & 2015.4

5 million+ card holders.

1 Double points for the first 90 days. The Rules of the Rewards Programme will be sent with your card. Reward points are earned on card purchase transactions only. We will determine the specific points redemption level, based on the value of each Reward at the time you redeem. All points expire three years after they have been earned. Points are forfeited on account closure. The Rewards, and redemption website service, are provided by a specialist operator. Rewards can only be delivered to mainland UK and NI addresses; delivery charges may apply. Points must be redeemed through the redemption website service; if they are not, you may not be able to redeem against certain items, or at all.

2 If you use your Reward points to make a contribution to one of our supported charities, MBNA will match it at no extra cost to you.

3 Any additional cardholder(s) must be over 18 years of age, reside at the same primary address, and have a close family member relationship (defined as: spouse, child, parent, sibling or domestic partner).

4 MBNA has been voted Credit Card Provider of the Year at the Consumer Moneyfacts Awards 2014 and 2015.

If you make card purchases, you will pay interest on these transactions, unless you pay your statement balance in full, every month or if you have a retail promotional interest rate of 0% on your account.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The credit cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.