Your browser is no longer supported. Some features of this website might not work as intended. To avoid any difficulties, you may want to upgrade to a supported browser. Alternatively, switch to a different device.
Popular internet browsers include: Chrome Browser Icon Firefox Browser Icon
Person holding phone and credit card

A low rate credit card could help you spread the cost over a long term low interest period.

  • Long-term low interest rates.
  • Balance and money transfer offers.
  • Promotional offers on purchases.
  • Low transfer fee.
Credit card with down arrow and percentage

Long-term low interest credit cards

Long-term low interest rates across purchases and transfers.

Check eligibility
Features and benefits
Keep track easily

Check your balance, get statements, make payments and more in your own time, with our online and mobile services (including our app).

24 hour fraud support

You will not be liable for fraudulent transactions as standard. Please tell us as soon as you notice any unusual transactions or if your low interest card is missing.

Easy payments

There are lots of simple and convenient ways to pay each month, including debit card, Faster Payment and Direct Debit.

UK call centre

When you have pressing questions about your low interest card or account, we’re ready and waiting to provide the help you need fast.

Pay contactless

Your low interest credit card is contactless, so you can pay for stuff quickly when you’re out, and add it to a mobile wallet for convenience.

Paperless statements

Your low interest credit card will be set up with paperless statements as standard. We’ll email you whenever a new one’s available to view online.

Man looking at tablet holding credit card

Low interest credit cards from MBNA

Low interest credit cards from MBNA that can be used for balance transfers, purchases or both. Great for helping you manage your budget or simplify your outgoings.

A low interest credit card could be just what you’re looking for if you want to make a big purchase online or on the high street.

Things to consider
  • Transferring other more expensive debts to an MBNA credit card and paying only the minimum amount due each month may lower your overall monthly debt repayments, but it may take you longer and cost you more to repay what you owe. Other lenders may charge a fee for settling a loan early.
  • All standard interest rates and handling fees are variable, so may differ from those shown after your offer ends.
  • Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.
  • If you plan to pay your balance in full every month to avoid interest on card purchases, please consider whether making a transfer is right for you. Card purchases will only remain interest free if you pay the whole balance (including the amount of any transfer) in full every month, or if you have a 0% promotional rate on all card purchases, otherwise interest will be payable.

The credit cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.