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Manchester United Credit Card

<p>Manchester United Credit Card</p>
  • Exclusive club offers and discounts.1
  • 0% on card purchases for up to 3 months from the date your account is opened.
    When this offer comes to an end a standard rate of 18.9% p.a. applies.
  • 0% on balance & money transfers for up to 24 months from the date your account is opened. Balance transfers have a 2.99% handling fee. Money transfers have a 4% handling fee. Offers only apply to transfers made in the first 90 days.
    When these offers come to an end and for transfers made after the 90 days, the standard rate for balance transfers is 20.9% p.a. and for money transfers is 22.9% p.a. (5% handling fee applies to both).
  • 2015/16 Home Shirt Offer Spend or transfer at least £200 on your card in the first 90 days of the account opening and we'll send you a Manchester United 15/16 home shirt in a large adult size.5
  • Check your eligibility before you apply. Eligibility for this credit card depends on your circumstances and the results of our eligibility check. The product, APR and promotional offer you get may differ from the example.

All standard interest rates and handling fees are variable, so may differ from those shown after your offer ends.

Representative example:
18.9% p.a. (variable)
on card purchases
This is equivalent to
representative (variable)
Based on a
credit limit
Check eligibility

Product details may differ subject to eligibility check

Red Rewards
Entry into the Red Rewards monthly draw

Each month, for every £50 you spend using your Manchester United Credit Card, you’ll automatically earn one entry to the Red Rewards monthly draw for your chance to win a ‘money can’t buy experience’.1

<p>A photo and signing session with the squad.</p>

A photo and signing session with the squad.

<p>Access to a first team training session.</p>

Access to a first team training session.

<p>Manchester United Museum tour.</p>

Manchester United Museum tour.

<p>Complimentary two course lunch at the Red Café.</p>

Complimentary two course lunch at the Red Café.

<p>Private Old Trafford stadium tour.</p>

Private Old Trafford stadium tour.

Other Benefits
Other Benefits

Apple Pay

Enjoy all the benefits of your MBNA credit card using Apple Pay™. It’s the easy, secure and private way to pay with any compatible iPhone®, iPad® or Apple Watch™.

Retail discounts

10% discount at UK Megastore, Red Café and United Direct when you pay with your Manchester United Credit Card.1

Tour discounts

20% discount on museum and stadium tour tickets when you pay with your Manchester United Credit Card (excluding family tickets).2

UK call centres

Wherever you are, we’re just a phone call away.

Banking on the go

Manage your account using our range of online and mobile services.

Contactless technology

Make fast, secure payments of £30 or under, without entering your PIN.

24 hour fraud support

You will not be liable for fraudulent transactions online or on the high street (including Contactless transactions), providing you tell us as soon as you notice any unusual transactions or you can’t find your card.

Paperless statements

We'll let you know by email when there's a new statement to view online

Add cardholders

Add up to 3 additional cardholders − they’ll each receive a card and PIN.3

Easy payments

We offer a range of payment options, including Direct Debit.

No annual fee

We don’t charge an annual fee for having this credit card.

The Manchester United Credit Card is issued by MBNA Limited. Manchester United Football Club Limited is a credit broker and not a lender.

Useful information

Eligibility criteria:

  • You’re a UK resident.
  • You’re aged 18 or over.
  • You’ve had a permanent UK address for 3 years or more.
  • You have a good credit rating/history.

You'll need to provide:

  • Your address history for at least 3 years.
  • Contact details, including an email address.
  • Employment and salary information.

Eligibility check

Find out if you are eligible before applying. We’ll complete a quotation search that won’t show up on your credit record as an application for credit, so it won’t affect your credit rating.

Eligibility depends on your circumstances and the results of the eligibility check. The product, APR and promotional offer you could get may differ from the example.

What do you know about MBNA?

Based in the UK since 1993.

Moneyfacts Credit Card Provider of the Year 2014 & 2015.4

5 million+ card holders.

1 The programme rules of the Red Rewards scheme, including details of current prizes are available only at

2 To receive dream team discounts, payment must be made by using the Manchester United Credit Card.

3 Any additional cardholder(s) must be over 18 years of age, reside at the same primary address, and have a close family member relationship (defined as: spouse, child, parent, sibling or domestic partner).

4 MBNA has been voted Credit Card Provider of the Year at the Consumer Moneyfacts Awards 2014 and 2015.

5 To be eligible for this offer you need to apply for the Manchester United Credit Card and spend or transfer at least £200 on this card within 90 days of your account being opened. This offer is subject to availability on all new accounts whilst stocks last. Available in large adult size only. Available to UK residents only, responding to this offer, who become a new Manchester United Credit Card account holder and meet the above criteria. Available to main cardholder only. In order to ensure this gift is delivered to your satisfaction we need to pass your name and address on to the organisation that will dispatch this on our behalf. The gift will be dispatched within 28 days of qualifying spend level. The card issuer reserves the right to offer an alternative gift of equivalent or greater value. Not for resale.

If you make card purchases, you will pay interest on these transactions, unless you pay your statement balance in full, every month or if you have a retail promotional interest rate of 0% on your account.

Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Manchester United Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Manchester United Football Club Limited is a credit broker/intermediary. Registered Office: Sir Matt Busby Way, Old Trafford, Manchester M16 0RA. Registered in England and Wales (registered no. 95489). Manchester United Football Club Ltd does not act independently and only offers credit cards provided by MBNA Limited.