Your version of Internet Explorer is out of date. To get the best possible experience from using our website, we recommend that you upgrade to a newer version or an alternative browser. A list of popular browsers can be found to the right.

RSPCA Credit Card

<p>RSPCA Credit Card</p>
  • Contributions made to RSPCA Contributions are made by MBNA at no cost to you.
  • 0% on card purchases for up to 3 months from the date your account is opened.
    When this offer comes to an end a standard rate of 18.9% p.a. applies.
  • 0% on balance transfers & money transfers for up to 24 months from the date your account is opened. Balance transfers have a 2.99% handling fee. Money transfers have a 4% handling fee. Offers only apply to transfers made in the first 90 days.
    When these offers come to an end and for transfers made after the 90 days, the standard rate for balance transfers is 20.9% p.a. and for money transfers is 22.9% p.a. (5% handling fee applies to both).
  • Check your eligibility before you apply. Eligibility for this credit card depends on your circumstances and the results of our eligibility check.

All standard interest rates and handling fees are variable, so may differ from those shown after your offer ends.

Representative example:
18.9% p.a. (variable)
on card purchases
This is equivalent to
representative (variable)
Based on a
credit limit
Apply now
Other benefits
Other benefits

Apple Pay

Enjoy all the benefits of your MBNA credit card using Apple Pay™. It’s the easy, secure and private way to pay with any compatible iPhone®, iPad® or Apple Watch™.


£20 contribution when you use your card within 90 days of account opening.
25p contribution for every £100 you spend on card purchases.

UK call centres

Wherever you are, we’re just a phone call away.

Banking on the go

Manage your account using our range of online and mobile services.

Contactless technology

Make fast, secure payments of £30 or under, without entering your PIN.

24 hour fraud support

You will not be liable for fraudulent transactions online or on the high street (including Contactless transactions), providing you tell us as soon as you notice any unusual transactions or you can’t find your card.

Paperless statements

We’ll let you know by email when there’s a new statement to view online.

Add cardholders

Add up to 3 additional cardholders − they’ll each receive a card and PIN.1

Easy payments

We offer a range of payment options, including Direct Debit.

No annual fee

We don’t charge an annual fee for having this credit card.

Useful information

Essential criteria

  • You’re a UK resident.
  • You’re aged 18 or over.
  • You’ve had a permanent UK address for 3 years or more.
  • You have a good credit rating/history.

You’ll need to provide

  • Your address history for at least 3 years.
  • Contact details, including an email address.
  • Employment and salary information.

Eligibility check

Find out if you are eligible before applying. We’ll complete a quotation search that won’t show up on your credit record as an application for credit, so it won’t affect your credit rating.

Eligibility depends on your circumstances and the results of the eligibility check.

What do you know about MBNA?

Based in the UK since 1993.

Moneyfacts Credit Card Provider of the Year 2014 & 2015.2

5 million+ card holders.

1 Any additional cardholder(s) must be over 18 years of age, reside at the same primary address, and have a close family member relationship (defined as: spouse, child, parent, sibling or domestic partner).

2 MBNA has been voted Credit Card Provider of the Year at the Consumer Moneyfacts Awards 2014 and 2015.

If you make card purchases, you will pay interest on these transactions, unless you pay your statement balance in full, every month or if you have a retail promotional interest rate of 0% on your account.

Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The RSPCA Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.