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Balance transfer credit cards

You could save money by paying less interest on your outstanding balance when you choose one of our balance transfer credit cards.

Balance transfer credit cards
  • 0% on balance transfers for up to 37 months from account opening
  • Low fee balance transfer offers
  • Long-term low interest rates
MBNA Credit Card

Our longest 0% balance transfer credit card

Our most popular credit card, featuring 0% on balance transfers for up to 37 months from account opening.

MBNA Credit Card

Low fee 0% balance transfer credit card

If you think you can repay your balance quicker, a shorter duration with a lower transfer handing fee could be handy and cut your overall costs.

MBNA Credit Card

Long-term low interest credit card

If paying things off is part of a longer-term plan then a longer low rate could help – plus take advantage of introductory rates.

Features and Benefits
Features and Benefits

Keeping track

Manage your MBNA credit card using our range of online and mobile services.

24 hour fraud support

You will not be liable for fraudulent transactions as standard. Please tell us as soon as you notice any unusual transactions or if your card is missing.

Easy payments

We offer a range of payment options, including Direct Debit and Faster Payments.

UK call centres

Wherever you are, we’re just a phone call away.

Want to know more about balance transfers?

What exactly are they, and how can you do one? If you’re not sure a balance transfer would be useful for you, this handy video might help you decide.

Things to consider
  • Transferring other more expensive debts to an MBNA card and paying only the minimum amount due each month may lower your overall monthly debt repayments, but it may take you longer and cost you more to repay what you owe. Other lenders may charge a fee for settling a loan early.
  • All standard interest rates and handling fees are variable, so may differ from those shown after your offer ends.
  • Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.
  • If you plan to pay your balance in full every month to avoid interest on card purchases, please consider whether making a transfer is right for you. Card purchases will only remain interest free if you pay the whole balance (including the amount of any transfer) in full every month, or if you have a 0% promotional rate on all card purchases, otherwise interest will be payable.

Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The credit cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.