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  • Long durations of up to 36 months from account opening.
  • Low fee balance transfer offers.
  • Long-term low interest rates.
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Long promotional rate balance transfer credit cards

Up to 36 months on balance transfers.

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Credit card with pound sign and tick

Low fee 0% balance transfer credit cards

Think you could repay your balance a little quicker? A balance transfer over fewer months and with a lower transfer fee might work out cheaper and help you cut your costs overall.

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Features and benefits
Keep track easily

Check your balance, get statements, make payments and more whenever it suits you, with our online and mobile services (including our app).

24 hour fraud support

You will not be liable for fraudulent transactions as standard. Please tell us as soon as you notice any unusual transactions or if your balance transfer card is missing.

Easy payments

There are lots of simple and convenient ways to pay each month, including debit card, Faster Payment and Direct Debit.

UK call centre

When you have pressing questions about your balance transfer card or account, we’re ready and waiting to provide the help you need fast.

Pay contactless

Your balance transfer credit card is contactless, so you can pay for stuff quickly when you’re out, and add it to a mobile wallet for convenience.

Paperless statements

Your balance transfer credit card will be set up with paperless statements as standard. We’ll email you whenever a new one’s available to view online.

What’s a balance transfer?

Balance transfers are a smart way to simplify things and save you money. Here’s more about what they are, and how they work.

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Balance transfer credit cards from MBNA

Our balance transfer credit cards could help you pay less interest than your current credit or store cards and bring them together in one handy payment.

The best balance transfer credit card for you will depend on what you’re looking for. Our range of cards offer introductory deals and long-term low interest rates. We’ll help you find the one that’s the right fit.

Things to consider
  • Transferring other more expensive debts to an MBNA credit card and paying only the minimum amount due each month may lower your overall monthly debt repayments, but it may take you longer and cost you more to repay what you owe. Other lenders may charge a fee for settling a loan early.
  • All standard interest rates and handling fees are variable, so may differ from those shown after your offer ends.
  • Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.
  • If you plan to pay your balance in full every month to avoid interest on card purchases, please consider whether making a transfer is right for you. Card purchases will only remain interest free if you pay the whole balance (including the amount of any transfer) in full every month, or if you have a 0% promotional rate on all card purchases, otherwise interest will be payable.

The credit cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.