The clever way to pay with MBNA
You’ll go crazy for Android PayTM. It’s the easier, faster way to pay on the high street or within apps with just a tap of your Android phone1. And it’s here at MBNA. Awesome, right?
You can get the Android Pay app, and add your card, from Google Play here
Just open or download the Android Pay app, add your MBNA Visa or Mastercard®, and you’re good to go. Then you can shop with your Smartphone wherever you see the Android Pay symbol.2
Here’s how to do it:
Select the ‘+’ symbol at the bottom right of the app.
Pick ‘Add a credit or debit card’.
Snap a picture of your MBNA credit card with your Smartphone camera.
Not got the Android Pay app? Download it now
Payments are dead easy with Android Pay. One tap and you’re done. Boom!
At the shops:
Wake up your Smartphone.
Hold it near the contactless reader.
Wait for the approved message.
Tap the Android Pay button.
Confirm everything’s OK.
Pay for your purchase.
The techie bit
The magic stuff that makes Android Pay work is called Near Field Communication (NFC). To check your phone, go to settings, select ‘More’ and look for NFC. Switch it on so it’s ready to use. Your phone also needs to run the KitKat 4.4 operating system or higher.
You can add different cards to your Smartphone, set up a default payment card and update your information in the Android Pay app whenever you want.
Get tapping wherever you see the Android Pay symbol or anywhere you can make contactless payments.
Android Pay keeps your details safe and secure as it uses a virtual number, not your real credit card number.
Your credit card details aren’t ever stored in the app so if your phone gets into the wrong hands, no-one will be able to get hold of your information.
For extra protection, you can use Android Device Manager to lock your Smartphone, create a new password or even get rid of your personal information. Good to know, right?
Before you can use Android Pay, you have to unlock your phone with a password or PIN code. You’ll need to set one up if you haven’t already. Remember not to tell anyone this information.
We’ve put together some groovy hints and tips on using your Smartphone safely too. Sweet.
You’ll get the same great protection when you use Android Pay as you do when using your credit card normally. That includes fraud protection as standard and zero fraud liability, so long as you tell us straightaway if you’ve been a victim of crime.
We love using calculators to do the numbers. You don’t need one with Android Pay though, as you’ll get a payment notification whenever you make a purchase, helping you keep track of your spending. Exciting, right?
Purchases made using Android Pay will show on your statements as normal. And if you want to return an item, use the same payment method to receive a refund in-store.
Here’s the really exciting bit:
1 If you make card purchases, you will pay interest on these transactions, unless you pay your statement balance in full, every month or if you have a retail promotional interest rate of 0% on your account.
2 Standard network charges may apply. Payment is only possible when 3G, 4G or a wireless internet connection is present. Transactions are subject to your existing MBNA credit card terms and conditions.
Android, Android Pay, and the Android Logo are trademarks of Google Inc. The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.
Credit Card(s) issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Calls may be monitored and/or recorded for quality and training purposes and for compliance with regulations.