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Balance Transfer
Low Rate

Calculator is based on MBNA Platinum Credit Card - Balance Transfer Offer.

Balance transfer amount
Current annual interest rate
Estimated saving of up to (over 36 months after handling fees are deducted)
(over 36 months after handling fees are deducted)

UK average is 17.85%APR 04/2015

Calculations are estimated savings only assuming you qualify for the full 0% offer shown above.

The estimated savings figure is calculated after deducting the handling fee, on the assumption that you make the minimum monthly repayments on time, that you qualify for the full promotional offer and that you have provided the current annual interest rate (effective rate) on the balance you are proposing to transfer. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.

Read more

Apple Pay

Enjoy all the benefits of your MBNA credit card using Apple Pay™. It’s the easy, secure and private way to pay with any compatible iPhone®, iPad® or Apple Watch™.

Contactless payments

Make secure payments faster than chip and PIN for purchases up to £30.


With a selection of great benefits, added security and even complementary McAfee Antivirus software for your PC, find out why an MBNA credit card is the only credit card you’ll need for managing your everyday spending.

Mobile app

Keeping track of your account information is now even easier, with the MBNA app for iPhone and Android.

Manage your account

You can access your MBNA account 24 hours a day, 7 days a week, and the service is fast, safe and secure – providing you with  peace of mind that your account is well protected. 

Money transfers

You can transfer money from your credit card directly to your current account – helpful if you need a little cash, are looking for some holiday spending money, or need to cover unexpected costs. Handling fees apply.

What do you know about MBNA?

Based in the UK since 1993.

Moneyfacts Credit Card Provider of the Year 2014 & 2015.1

5 million+ card holders.

1 Consumer Moneyfacts Credit Card Provider of the Year 2014 & 2015.

If you make card purchases, you will pay interest on these transactions, unless you pay your statement balance in full, every month or if you have a retail promotional interest rate of 0% on your account.

Promotional offers will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The credit card(s) are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls and online sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.