Protection
Security
Protect your payments
Unpredictable often means expensive, but not when you're covered by LifestyleProtect.
For more information, to read the policy documents or to add cover to your account, simply log in to Online Card Services.
What's covered?
We'll be with you every step of the way, covering your payments when you need it most, against:
- Accident and sickness
- Unemployment
- Carer cover
- Hospitalisation - if you're over 65 or permanently retired, your Accident and Sickness, Unemployment and Carer cover will be replaced with Hospitalisation cover.
If you need to claim for any of the above, we will pay your minimum credit card payment for up to 12 months. If you have a claim that lasts for 12 months, we will pay off the remaining claim balance.
- Life Cover - in the event of your death, we will pay your balance owing up to a maximum of £100,000.
Life Events
We also offer cover for a variety of Life Events such as:
- Purchase of a principal home
- Marriage or divorce
- Childbirth or adoption
- Graduation
- Enter full-time education
- Retirement
- Bereavement
- Jury Service.
If you experience any of the above events, LifestyleProtect will pay your minimum credit card payment for 2 months. You can make up to 2 Life Event claims in 12 months.
Valuable extras
- FREE Annual Credit Report
- FREE ID Theft Assistance
- Loyalty Bonus
Get more information
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LifestyleProtect is Payment Protection Insurance. The monthly cost of this Payment Protection Insurance for every £100 of monthly benefit is £15.80. The monthly cost (premium) is 79p for every £100 of the balance you owe on the account each month as shown on your monthly statement (including your insurance premium), which will be debited to the account. This cost also includes Insurance Premium Tax at the current rate. For example, should your statement balance be £1,000 for 3 months, then the total cost of the cover would be £23.70 (plus interest if applicable).
This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.
Get cover
For more information, to read the policy documents or to add cover to your account, simply log in to Online Card Services.
Or call 0800 169 2632 Monday - Friday 9am to 7pm
Related content
- Contact us about LifestyleProtect
- View all our credit cards
- About our Online Card Services Card benefits
- Payment Protection Insurance Complaints