Your version of Internet Explorer is out of date.

To get the best possible experience from using our website, we recommend that you upgrade to a newer version or an alternative browser. A list of popular browsers can be found to the right.

Online Card Services

Demo
Menu

The Virgin Atlantic White Credit Card Account

Turn your everyday spending into Flying Club miles with the Virgin Atlantic White Credit Card Account. Get two cards that work seamlessly together, so you don’t miss out on a single opportunity to earn miles to your Flying Club account.

Representative example: 17.9% p.a. variable on card purchases. This is equivalent to 17.9%APR representative variable based on a credit limit of £1,200.
 

Two cards, one account…

  • Two cards
  • One PIN
  • One account to manage
  • Miles earned from both cards go into your Flying Club account
     

Earn Flying Club miles for everyday spending

Flying Club miles earned using either card go into your Virgin Atlantic White Credit Card Account. You could book a flight, go shopping, fill up at the pump, or grab a bite to eat – every time you spend, you’ll earn miles you can use to redeem against your next flight with Virgin Atlantic.

3,000 bonus miles1 on your first purchase with either card within 90 days of your account opening.

The Virgin Atlantic White American Express® Credit Card

  • Earn 1 Flying Club mile for every £1 you spend on everyday card purchases.
  • Earn 2 Flying Club miles for every £1 you spend direct with Virgin Atlantic and Virgin Holidays.3

The Virgin Atlantic White Visa Credit Card

  • Earn 1 Flying Club mile for every £2 you spend on everyday card purchases.
  • Earn 1 Flying Club mile for every £1 you spend direct with Virgin Atlantic and Virgin Holidays.3

The Virgin Atlantic White Credit Card Account

The Virgin Atlantic White Credit Card Account rewards you with miles on everything you spend. With two cards that work seamlessly together, you won’t miss out on a single opportunity to earn miles to your Flying Club account.

  • 0% for up to 6 months2 from the date your account is opened on both balance and money transfers (2% handling fee, £3 min).

The Virgin Atlantic White American Express® Credit Card

  • Receive exclusive offers from American Express Selects™.
  • Receive a Premium Economy reward upgrade on an Economy redemption when you spend £10,000 on your card in one year. You can earn up to 2 upgrades a year.4
  • Enjoy a complimentary companion reward flight when you spend £15,000 on your card in a year (just pay the taxes and charges) when you purchase a full fare qualifying flight.5

Ready to apply?

You can apply for the Virgin Atlantic White Credit Card Account in just a few minutes, and you could get an instant decision.6

Apply if...

• You’re a UK resident
• You're aged 18 or over
• You've had a permanent UK address for 3 years or more
• You have a good credit rating/history

What you’ll need:

• Contact details including an email address
• At least 3 years address history
• Employment/income details

Why might an applicant be declined?

• A history of bankruptcy
• A history of County Court Judgments (CCJs) or Individual Voluntary Arrangements (IVAs)

MBNA Standard Benefits

Paperless Statements

This account is set up with paperless statements. To access your statements, you will need to register for Online Card Services. You can manage your account easily and securely online.

Online Card Services

Enjoy the convenience of managing your credit card account online. Check your balance, view recent transactions, make payments and more.

Contactless Payments

You can now pay quickly and securely for purchases up to £20 without entering your PIN. You don't need to insert your credit card or enter your PIN, so it's quicker to pay for everyday items.

UK-based helpline

Wherever you are worldwide, our customer service representatives are just a phone call away.

Fraud Protection

You will not be liable for fraudulent transactions online or on the high street (including contactless transactions), providing you tell us as soon as you notice any unusual transactions or you can't find your card.7

Direct Debit

Take the hassle out of making your Virgin Atlantic White Credit Card Account payments each month, by setting up a minimum or full balance payment by Direct Debit.

Mobile Services

Manage your account on the move by text message or online using your smartphone.

Additional Cardholders

Add up to 3 additional cardholders at no extra cost.8 Additional cardholders will receive their own credit card and PIN, giving them access to your credit limit.

No annual fee

Apply Now

  • 1 Bonus Flying Club miles - you will earn 3,000 Flying Club miles on your Virgin Atlantic White Credit Card Account if you make your first card purchase within 90 days of your account being opened. The Flying Club miles will be credited to your Flying Club account within six to eight weeks of your statement date. If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account.
  • 2 Transferring other debts to this card and paying only the minimum amount due each month may lower your overall monthly debt repayments, but it may take you longer and cost you more to repay what you owe. Other lenders may charge a fee for settling a loan early.
  • 3 Double miles are earned on bookings made direct with Virgin Atlantic either online or by telephone, and with Virgin Holidays by telephone only. This does not include purchases made through Virgin Flightstore.
  • 4 Spend £10,000 on card purchases on the Virgin Atlantic White American Express® Credit Card by the end of any year and you will receive a Premium Economy reward upgrade that, subject to availability, enables you to convert an Economy reward redemption (an Economy flight bought with your Flying Club miles) into a Premium Economy reward redemption on Virgin Atlantic. Plus, spend another £10,000 on the Virgin Atlantic White American Express® Credit Card in that year and earn another Premium Economy reward upgrade. The main cardmember can earn a maximum of two Premium Economy reward upgrades per card account in any one year. Premium Economy reward upgrades are valid for 12 months from the date they are added to your Flying Club account. Card purchases exclude cash advances, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card Account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of the end of the year. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. Cardmembers must pay taxes, fees and charges relating to the complimentary Premium Economy reward upgrade. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Flights and routes are strictly subject to availability. Premium Economy reward upgrades must be redeemed through the Flying Club Helpline prior to travel by calling 08444 122 414 and are not available through airport check-ins. Once you have redeemed your Premium Economy reward upgrade you may not use miles to upgrade to Upper Class. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/premiumeconomyupgrade/tsandcs. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number.
  • 5 Spend £15,000 on card purchases on the Virgin Atlantic White American Express® Credit Card by the end of any year and you will be eligible to receive a complimentary companion return flight reward the next time you book a full fare qualifying flight with Virgin Atlantic. The main cardmember can only earn one companion return flight reward per card account in any one year. A companion reward is valid for 12 months from the date it is added to your Flying Club account. Card purchases exclude cash advances, money transfers and balance transfers. A year is defined by the 12 month period starting from the date your Virgin Atlantic Credit Card Account was opened. MBNA will notify Virgin Atlantic of your eligibility within 30 days of you becoming eligible. The reward will be added to your account within a week of Virgin Atlantic being advised by MBNA. The member and companion must travel with Virgin Atlantic, on the same flight and date, be in the same cabin class, and the Flying Club member's ticket must be purchased at a qualifying adult fare. Cardmembers must pay taxes, fees and charges relating to the complimentary companion return flight reward. These will vary according to the destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. Companion rewards are not valid for flights purchased through Virgin Holidays, Virgin Atlantic Vacations or any other tour operator. Other exemptions include flights purchased at promotional rates, group fares or other selected discount levels. All Virgin Atlantic reward seat travel is strictly subject to availability. The number of redemption seats available on each flight is restricted and it is possible that the seats allocated on a particular flight may be fully booked, even though seats are still available in other booking classes. Some flights may have no availability on certain routes, and popular dates will fill quickly (i.e. weekends, school holidays and public holidays) and Virgin Atlantic cannot guarantee availability. More seats for a particular flight may become available closer to departure. Information online regarding our latest redemption seat availability is a guide only and is correct at time of publication. This offer may be withdrawn or amended at any time. Flying Club Terms & Conditions apply, please visit www.virginatlantic.com/companionticket/tsandcs. You will not earn this incentive if you have not provided MBNA with a valid Flying Club membership number. For bookings please contact the Flying Club Helpline on 08444 122 414.
  • 6 If you apply online between the hours of 6am – midnight, Monday to Friday, or 6am – 9pm, Saturday to Sunday, you could get an instant decision. Outside of these hours, or if your application is referred to a Credit Analyst for a final decision, we’ll be in touch as soon as possible.
  • 7 You must call us as soon as the card cannot be found or you notice any unusual transactions on your account.
  • 8 Any additional cardholder(s) must reside at the same primary address, and have a relationship of close family member (defined as; spouse, child, parent, sibling or domestic partner).

If you spend on your card and do not pay this in full each month, interest will be payable on the amount outstanding.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Atlantic Airways Limited is an introducer appointed representative of Virgin Money Personal Financial Service Limited, Registered Office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Registered in England number 3072766. Virgin Atlantic Airways Ltd trading as Virgin Atlantic is acting as a credit intermediary. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England number 1600117. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Limited.

Share this page... By using this social bookmarking function you are subscribing to each website's own privacy terms.