MBNA Rate for Lifefootnote a Credit Card
Website Exclusive
5.9% on balance transfers
made now for the life of the transferred balance (1.5% handling fee applies)footnote a
Representative example:
16.9% p.a. (variable) on card purchases. This is equivalent to 16.9% APRfootnote † representative (variable) based on a credit limit of £1200.
Who’s it for?
A credit card with a low promotional rate on balance transfers and money transfers until the transferred amounts are paid off. Ideal if you’re looking to pay off your balance over a longer period, want to rearrange your finances, give yourself a cash boost or consolidate loansfootnoteb
Card features...
MBNA Website Exclusive
5.9% on balance transfers and money transfers made now for the life of the balancefootnote a
A reduced handling fee of 1.5% for transfers made within the first 60 days (thereafter 3% handling fee on Balance Transfers, 4% on Money Transfers)
No annual fee
Great benefits and service come as standard...
- Paperless Statements - this account is set up with paperless statements. To access your statements you will need to register for Online Card Services.
- Free Online Card Services - check your balance, transactions, set up direct debits, view your statements and more.
- Fraud protection - you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
- Free 24 hour UK based customer service helpline - wherever you are worldwide, our customer satisfaction representatives are just a phone call away.
Apply NowApply online - it only takes a few minutes.
a Balance transfers and money transfers must be made within the first 60 days of account opening.
b If you settle other cards or loans your monthly payment may be lower. Charges may be incurred for early settlement of other loans.
†As we treat our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Your personal APR will be either 16.9% APR (variable), 20.9% APR (variable) or 24.9% APR (variable). Over two thirds of our customers are offered our representative rate of 16.9% APR.
Want to see our rates explained? – Visit our application page for more information.
If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
The MBNA Rate for Lifefootnote a Credit Card is issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority (FSA).