MBNA Platinum Rewards Visa Credit Card
Thank you for your interest in our credit card products.
We are sorry, but we are not accepting any new applications for MBNA credit cards until further notice.
This also applies to telephone applications.
Who’s it for?
The MBNA Platinum Rewards Visa Credit Card is ideal if you’re looking for a credit card that rewards your everyday spending. This credit card is one our most popular credit cards offering an MBNA Reward Programme and good introductory rates on balance transfers and card purchases.
Card features...
Reward Programme
MBNA Rewards is our exceptional reward programme designed to give you a better return on your spending with a much wider choice of rewards. We've made it really easy for you to earn your points - for every £1 you spend, we'll give you 1 point. Use your points to spend on rewards from a great range of everyday products, high street vouchers and much more.footnote c
Money Transfers
For a cash boost transfer money from your credit card to current account. This is a great way to purchase those larger items such as a holiday or car. 0% on money transfers for 13 months made within the first 90 days of account opening (4% handling fee applies) footnote a
Balance Transfers
A good way to consolidate all your outstanding card balances onto one card with one monthly payment
No annual fee
Great benefits and service come as standard...
- Paperless Statements - this account is set up with paperless statements. To access your statements you will need to register for Online Card Services.
- Free Online Card Services - check your balance, transactions, set up direct debits, view your statements and more.
- Fraud protection - you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
- Free 24 hour UK based customer service helpline - wherever you are worldwide, our customer satisfaction representatives are just a phone call away.
a From the date your account is opened
c Full details of the reward programme will be sent to you once your account is opened.
†As we treat our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Your personal APR will be either 16.9% APR (variable), 20.9% APR (variable) or 24.9% APR (variable). Over two thirds of our customers are offered our representative rate of 16.9% APR.
If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it. Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
The MBNA Platinum Visa Credit Card is issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls. MBNA's consumer credit activities are licensed by the Office of Fair Trading (OFT) and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority (FSA).