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The MBNA More Rewards Credit Card Account

The benefits of two credit cards — the convenience of one account.

Representative example: 12.9% p.a. (variable) on card purchases. This is equivalent to 12.9% APR representative (variable) based on a credit limit of £1200.

Doubly Convenient

  • Double points for the first 90 days from account opening1
  • Two cards
  • One PIN
  • One account to manage
  • One Rewards pot

Product details

Every time you use one of your MBNA More Rewards Credit Cards you'll earn Rewards Points. The points that you earn are added to your overall Rewards Points balance.

Earn points

The benefits of two credit cards — the convenience of one account — earn Rewards Points1 on your everyday spending — enjoy amazing rewards. Select one of the options below to explore MBNA More Rewards:

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  • Products
  • Shop
  • Experiences
  • Travel
  • Cash back
  • Charity

MBNA Standard Benefits

Online statements

You'll get an email or a text message reminder when a new statement is available for you to view online.

Online Card Services

Enjoy the convenience of managing your credit card account online. Redeem rewards, check your balance, view recent transactions, make payments and more.

Contactless payments

Offers you added convenience when making purchases of £20 or less. You don't need to insert your credit card or enter your PIN, so it's quicker to pay for everyday items.

Fraud protection

We'll protect you from fraud 24 hours a day and will contact you if we notice anything unusual to ensure you've authorised the purchase.2

Direct Debit

Take the hassle out of making your MBNA More Rewards Credit Card Account payments each month by setting up a minimum or full balance payment by Direct Debit.

Mobile Text Services

Manage your account on the move by text message or online using your Smartphone.

Additional cardholders

Add up to three additional cardholders3 at no extra cost. Additional cardholders will receive their own credit card and PIN, giving them access to your credit limit.

Apply Now

  • 1 Double points for the first 90 days. The Rules of the Rewards Programme will be sent with your card. Reward points are earned on card purchase transactions only. We will determine the specific points redemption level, based on the value of each Reward at the time you redeem. All points expire three years after they have been earned. Points are forfeited on account closure. The Rewards, and redemption website service, are provided by a specialist operator. Rewards can only be delivered to mainland UK and NI addresses; delivery charges may apply. Points must be redeemed through the redemption website service; if they are not, you may not be able to redeem against certain items, or at all.
  • 2 You must call us as soon as the card cannot be found or if you notice any unusual transactions on your account.
  • 3 Any additional cardholder(s) must reside at the same primary address, and have a relationship of close family member (defined as; spouse, child, parent, sibling or domestic partner).

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The credit cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

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