The MBNA More Rewards Credit Card Account

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The benefits of two credit cards — the convenience of one account — earn Rewards Points* on your everyday spending — enjoy amazing rewards. Select one of the options below to explore MBNA More Rewards:

Product details

Every time you use one of your MBNA More Rewards Credit Cards you'll earn Reward Points. The points that you earn are added to your overall Reward Points balance.

Double points for the first 90 days from account opening. The MBNA More Rewards American Express Credit Card. 2 points for every pound you spend thereafter. The MBNA More Rewards Visa Credit Card. 1 point for every pound you spend thereafter.

The MBNA More Rewards Credit Card Account is designed to build up your rewards balance faster by giving you two cards — carrying both means you'll never miss an opportunity to earn points. Every time you use your card to pay for goods like fuel, groceries and entertainment you earn Reward Points, just for doing what you do every single day.

Earn points

Use your Reward Points to redeem from our huge catalogue of Rewards — you'll find everything from practical household items to holidays abroad. Here's how your Rewards could stack up:

See your points grow over 90 days

Amazing rewards

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  • Use your points to experience superior sound...

    with a pair of studio headphones.

    Studio headphones
  • Use your points to browse, watch and play...

    on one of the latest tablet computers.

    Tablet computer
  • Use your points to kit out your kitchen...

    with gadgets like a top-notch coffee machine.

    Coffee maker
  • Use your points to stage a concert at home...

    with a slick new hi-fi music system.

    Micro hi-fi system
  • Use your points to make your PC portable...

    by choosing a new laptop computer.

    Laptop computer
  • Use your points to make life easier...

    by picking out a new vacuum cleaner perhaps?

    Vacuum cleaner
  • Use your points to bring the cinema home...

    with a high-tech entertainment system.

    HD 3D LED TV
  • Use your points to treat yourself or a loved one...

    to a smart new wristwatch or something sparkly.

    Designer watches
  • Use your points to get your hands on...

    must have gadgets like a personal MP3 player.

    Personal MP3 players
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  • Use your points to get shopping vouchers...

    then treat yourself at top high street retailers.

    Selfridges
  • Use your points to get shopping vouchers...

    then treat yourself at top high street retailers.

    Marks and Spencer
  • Use your points to get shopping vouchers...

    then treat yourself at top high street retailers.

    House of Fraser
  • Use your points to get shopping vouchers...

    then treat yourself at top high street retailers.

    Miss Selfridge
  • Use your points to get shopping vouchers...

    then treat yourself at top high street retailers.

    Next
  • Use your points to get shopping vouchers...

    then treat yourself at top high street retailers.

    Love2shop
  • Use your points to get shopping vouchers...

    then treat yourself at top high street retailers.

    Currys
  • Use your points to get shopping vouchers...

    then treat yourself at top high street retailers.

    Topshop
  • Use your points to get shopping vouchers...

    then treat yourself at top high street retailers.

    Boots
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  • Use your points to get wet and wild...

    during a white water rafting experience.

    White water rafting
  • Use your points to experience...

    a thrilling day of off-road 4x4 driving.

    Off-road 4x4 driving
  • Use your points to pamper yourself...

    with a relaxing and revitalising spa treatment.

    Spa treatment
  • Use your points to relax and indulge...

    with afternoon tea for two at a Warner Leisure hotel.

    Tea for two at a Warner Leisure hotel
  • Use your points to explore...

    one of the National Trust's historic places or green spaces.

    Explore historic National Trust places
  • Use your points to train your taste buds...

    with a fun-filled wine tasting experience.

    Wine tasting
  • Use your points to take on the track...

    and enjoy a fast-paced go karting experience.

    Go karting
  • Use your points to treat your family...

    to a day of adventure at Knowsley Safari Park.

    Knowsley safari park
  • Use your points to enjoy the high life...

    with an elegant champagne tasting experience.

    Champagne tasting
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  • Use your points to see the world...

    put them towards a trip to the Maldives, perhaps?

    The Maldives
  • Use your points to take a trip down under...

    and explore the wonders of Australia.

    Australia
  • Use your points to go wild...

    and discover the untamed beauty of Canada.

    Canada
  • Use your points to explore a metropolis...

    with a visit to trendy Tokyo.

    Japan
  • Use your points to see inspirational scenery...

    with a magical trip to New Zealand.

    New Zealand
  • Use your points to reduce your balance...

    by claiming cash back on your account.

    Cash back
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  • Use your points to make a difference...

    by making a charity donation that we'll match.

    Break through Breast Cancer
  • Use your points to make a difference...

    by making a charity donation that we'll match.

    British Heart Foundation
  • Use your points to make a difference...

    by making a charity donation that we'll match.

    The Royal British Legion
  • Use your points to make a difference...

    by making a charity donation that we'll match.

    UNICEF

Other benefits

Not only will you enjoy amazing rewards, with an MBNA More Rewards Credit Card Account these features come as standard:

Online Statements

You'll get an email or a text message reminder when a new statement is available for you to view online.

Online Card Services

Enjoy the convenience of managing your credit card account online. Redeem rewards, check your balance, view recent transactions, make payments and more.

Contactless Payments

Offers you added convenience when making purchases of £20 or less. You don't need to insert your credit card or enter your PIN, so it's quicker to pay for everyday items.

Fraud Protection

We'll protect you from fraud 24 hours a day and will contact you if we notice anything unusual to ensure you've authorised the purchase.**

Direct Debit

Take the hassle out of making your MBNA More Rewards Credit Card Account payments each month by setting up a minimum or full balance payment by Direct Debit.

Mobile Text Services

Manage your account on the move by text message or online using your Smartphone.

Additional Cardholders

Add up to three additional cardholders† at no extra cost. Additional cardholders will receive their own credit card and PIN, giving them access to your credit limit.


* Double points for the first 90 days. The Rules of the Rewards Programme will be sent with your card. Rewards points are earned on card purchase transactions only. We will determine the specific points redemption level, based on the value of each Reward at the time you redeem. All points expire three years after they have been earned. Points are forfeited on account closure. The Rewards, and redemption website service, are provided by a specialist operator. Rewards can only be delivered to mainland UK and NI addresses; delivery charges may apply. Points must be redeemed through the redemption website service; if they are not, you may not be able to redeem against certain items, or at all.

** You must call us as soon as the card cannot be found or you notice any unusual transactions on your account.

† Any additional cardholder(s) must reside at the same primary address, and have a relationship of a close family member (defined as; spouse, child, parent, sibling or domestic partner).

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The credit cards are issued by MBNA Europe Bank Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA's general insurance activities are authorised and regulated by the Financial Services Authority. American Express® is a registered trademark of the American Express company. MBNA Europe Bank Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express.

Credit is available, subject to status, only to UK residents aged 18 or over. Calls may be monitored and/or recorded for quality and training purposes and for compliance with regulations.

Double points

for the first 90 days from account opening

The MBNA More Rewards American Express Credit Card

2 points

for every
pound you spend
thereafter

The MBNA More Rewards Visa Credit Card

1 point

for every
pound you spend
thereafter

Doubly convenient

and easy to manage:

  • Two cards
  • One PIN
  • One account to manage
  • One Rewards pot

Representative 12.9% APR variable

Apply now