bmi Credit Card Account

bmi Credit Card Account

Earn 1.5 miles for every £1 spent on card purchases with your bmi American Express® Credit Card from MBNA, and 1.5 miles for every £2 spent on Visa card purchases.footnote b

Earn double miles at flybmi.comfootnote b

Representative example:
16.9% p.a. (variable) on card purchases. This is equivalent to 16.9% APRfootnote representative (variable) based on a credit limit of £1200.

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Who’s it for?

The bmi Credit Card Account is ideal if you're looking for rewards on your everyday spending. You will have one account with 2 credit cards. So, by carrying both cards together, you can earn more miles than ever beforefootnote b

Card features...

Reward Scheme

  • Welcome Bonus – 20,000 bonus destinations miles when you make card purchases totalling £250 within the first 90 daysfootnote a
  • Automatic membership to Diamond Club, the UK's most generous frequent flyer programmefootnote b
  • Earn 3 destinations miles for every £1 spent on bmi flights booked at flybmi.com using The bmi American Express® Credit Card from MBNAfootnote b
  • Earn 1.5 destinations miles for every £1 spent on bmi flights booked at flybmi.com using The bmi Visa Credit Cardfootnote b
  • Earn 1.5 destination miles for every £1 spent elsewhere on The bmi American Express® Credit Card from MBNAfootnote b
  • Earn 1.5 destination miles for every £2 spent on the bmi Visa Credit Cardfootnote b

Balance Transfers - A good way to consolidate all your outstanding card balances onto one card with one monthly payment.

Money Transfers - For a cash boost transfer money from your credit card to current account. This is a great way to purchase those larger items such as a holiday or car. 0% on money transfers for 12 months (4% handling fee applies)footnote a.

No annual fee

Great benefits and service come as standard...

  • Paperless Statements - this account is set up with paperless statements. To access your statements you will need to register for Online Card Services.
  • Free Online Card Services - check your balance, transactions, set up direct debits, view your statements and more.
  • Fraud protection - you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions
  • Free 24 hour UK based customer service helpline - wherever you are worldwide, our customer satisfaction representatives are just a phone call away. 

Apply NowApply online - it only takes a few minutes.

aFrom the date your account is opened.
bFull details of the reward programme will be sent to you once your account is opened. Destinations miles is the currency used in Diamond Club, the bmi frequent flyer programme. Your Diamond Club account will be opened automatically when your credit card account is opened. For flight redemption, any taxes, fees and charges must be paid for in pounds sterling at the time of booking. These will vary according to the qualifying destination, and are subject to change as a result of fluctuations in taxes, airport levies and exchange rates. A minimum of £250 in total must be spent on card purchases within 90 days of the account being opened in order to qualify for the 20,000 destinations miles. 20,000 destinations miles will be credited to your Diamond Club account up to 56 days after you make your £250 qualifying spend with your card. This offer is only available once per customer. If you have received bonus miles for any bmi credit card previously you will not receive a second bonus miles award. For more information on diamond club visit www.flybmi.com/diamondclub
As we treat our customers and their applications on an individual basis, the APR and the interest rate we offer are determined by the details you supply, along with an independant verification of credit and repayment history. Your personal APR will be either 16.9% APR (variable), 20.9% APR (variable) or 24.9% APR (variable). Over two thirds of our customers are offered our representative rate of 16.9% APR.

Want to see our rates explained? – Visit our application page for more information.

The credit cards are issued by MBNA Europe Bank Limited, a Bank of America company. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. MBNA's consumer credit activities are licensed by the Office of Fair Trading and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority. American Express® is a registered trademark of the American Express company. MBNA Europe Bank Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express.

British Midland Airways Limited trading as bmi is acting as a credit intermediary. Registered Office: Donington Hall, Castle Donington, Derby, East Midlands DE74 2SB. Registered in England and Wales number 00464648. It only offers credit cards provided by MBNA Europe Bank Limited. Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls.