Travel credit cards
- Card name
- Balance transfers
- Purchases
- Representative example
- Key features
Virgin Atlantic White Credit Card Account
0% for 6 months
17.9% p.a. (variable)
17.9% p.a. (variable) on card purchases. Equivalent to 17.9% APR representative (variable) based on a credit limit of £1200.
- 3,000 bonus Flying Club miles when you make a card purchase within the first 90 daysfootnote c
- Earn 1 mile for every £1 spent on American Express® card purchases, and 1 mile for every £2 spent on Visa card purchasesfootnote c
- One account. One Credit Limit. One statement. Two cards
bmi Credit Card Account
0% for 12 monthsfootnote a
0% for 3 monthsfootnote b
16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR† representative (variable) based on a credit limit of £1200.
- 20,000 bonus destinations miles when you make card purchases totalling £250 within the first 90 daysfootnote c
- Earn 1.5 miles for every £1 spent on American Express® card purchases, and 1.5 miles for every £2 spent on Visa card purchases.footnote c
- Earn double miles at flybmi.comfootnote c
AAdvantage® / MBNA Credit Card Account
0% for 6 monthsfootnote a
0% on all American Airlines flights for 12 monthsfootnote b
17.9% p.a. (variable) on card purchases. Equivalent to 17.9% APR representative (variable) based on a credit limit of £1200.
- Receive 10,000 AAdvantage® bonus miles when you make a card purchase within 90 days of the account openingfootnote c
- Earn 1.5 AAdvantage® miles for every £1 you spend on American Express® card purchases, and 1.5 AAdvantage® miles for every £2 spent on Visa card purchasesfootnote c
- One account. One Credit Limit. One statement. Two cards
Miles & More Credit Card Account
0% for 12 monthsfootnote a
0% for 3 monthsfootnote b
16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR† representative (variable) based on a credit limit of £1200.
- Receive a welcome bonus of 1,500 award miles when you make a card purchase within the first 90 daysfootnote c
- Earn 2 award miles for every £1 spent on American Express® card purchases, and 1 award mile for every £1 spent on Visa card purchases for 6 months from the date your account is openedfootnote c
- One account. One Credit Limit. One statement. Two cards
MileagePlus® American Express® Credit Card from MBNA
0% for 12 monthsfootnote a
0% for 3 monthsfootnote b
16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR† representative (variable) based on a credit limit of £1200.
- Earn award miles on card purchasesfootnote c
- Earn 1 mile for every £1 spent on everyday card purchasesfootnote c
- Money transfers from your credit card to your current accountfootnote a
Virgin Atlantic Black Credit Card Account
0% for 6 months
18.9% p.a. (variable)
18.9% p.a. variable on card purchases. This is equivalent to 47.2% APR representative variable based on a credit limit of £1200. Annual fee of £140 is payable.
- 6,000 bonus Flying Club miles when you make a card purchase within the first 90 daysfootnote c
- Earn 2 miles for every £1 spent on your American Express® card purchases and 1 mile for every £1 spent on Visa card purchasesfootnote c
- One account. One Credit Limit. One statement. Two cards
bmi plus Credit Card Account
0% for 12 monthsfootnote a
0% for 3 monthsfootnote b
17.9% p.a. variable on card purchases. This is equivalent to 34.5% APR representative variable based on a credit limit of £1200. Annual fee of £85 is payable.
- 4,000 status miles will be added to your Diamond Club account annually
- 24,000 bonus destinations miles when you make card purchases totalling £250 within the first 90 daysfootnote c
- Earn 2 miles for every £1 spent on American Express® card purchases, and 1 mile for every £1 spent on Visa card purchases.footnote c
- Earn double miles at flybmi.comfootnote c
Travel credit cards guide
MBNA offers a range of travel credit cards with airline miles where miles are earned for everyday card spending. Airline miles can then be used to book a flight with the airline or redeemed against travel-related offers. Many airlines also offer bonus miles when you make a card purchase within a certain time period from account opening (for example, the first 90 days).
The more you use your card for everyday spending, including food and petrol, the more airline miles you can earn. MBNA offers airline miles credit cards with different levels of airline miles depending on the card. Each individual credit card has specific terms and conditions for earning and redeeming airline miles. Please see individual terms and conditions for more details.
Ideally suited for…
Airline miles credit cards are ideally suited to frequent flyers who love to explore the world. You can earn varying amounts of airline miles for each pound you spend on your credit card. Use your card for everyday spending and there is no limit to the amount of airline miles you can earn.
Benefits
- Earn airline miles—MBNA works with some of the world's major airlines to offer you a range of travel credit cards where everyday spending on the card earns you airline miles. These airline miles can then be redeemed for flights and travel deals across the globe through the airline and its partners.
- Great travel benefits—airline miles credit cards offer other great travel benefits including discount airport parking. The type of travel offers are specific to the airline and their credit card reward programme but many work with a host of travel partners to provide a wide range of offers on everything from luggage to hotel deals, flights and discount car hire.
- Better protection abroad—credit cards offer a high level of fraud protection with no liability on unauthorised purchases-providing you tell us as soon as you notice any unusual transactions, have lost or had your card stolen. We also offer a free 24-hour worldwide helpline so that if you do notice any unusual transactions on your card you can notify us immediately.
- Great introductory rates—whether you're looking to transfer a balance from an existing credit card or simply want to make a card purchase, we work with our partner to offer you great competitive introductory rates and APR.
- All the features of a traditional credit card—all our travel credit cards carry the same great features and services, including Online Card Services, online statements, fraud protection and free 24-hour UK-based customer service helpline.
Redeeming airline miles and points
Once your credit card account is opened and you spend on your card you'll automatically earn airline miles. Your airline miles will be shown on your monthly credit card statement. Each airline operates its own airline miles programme and terms and conditions for redemption will vary. You will be given access to the airline website that lists related travel offers and includes a booking facility for flights and travel deals. Some of our travel credit cards also offer the ability to top up your airline miles with cash so you can book your trip earlier. Your airline miles will be shown on your monthly statement. They are then transferred each month to the associated airline miles programme for you to view your accumulated miles. As soon as you make your first card purchase on your airline miles credit card you'll start to accrue airline miles. As soon as an airline mile has been accrued on your monthly statement it can be redeemed.
a From the date your account is opened. A handling fee applies to balance transfers and money transfers. Balance transfers and money transfers must be made within 90 days of account opening.
b From the date your account is opened. If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it.
c Full details of the reward programme will be sent to you once your account is opened.
d From the date your account is opened. A handling fee applies to balance transfers and money transfers.
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions.
† We treat each customer's application individually. We review the information you supply and verify your credit and repayment history so the APR we offer you may be higher or lower than the APR shown in the representative example. At least 51% of customers will receive this representative APR.