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MBNA Credit Cards

MBNA Low Rate Credit Card

    • Key Features
    • 6.5% p.a. (variable) on balance transfers
    • 6.5% p.a. (variable) on card purchases
    • 6.5% p.a. (variable) on money transfers
    • No handling fees on transfers
    • Product details may differ subject to eligibility check.
Representative Example: 6.5% p.a. (variable) on card purchases. This is equivalent to 6.6%APR representative (variable) based on a credit limit of £1,200.

MBNA Platinum Credit Card

    • Key Features
    • 0% on balance transfers for up to 32 months from account opening made within the first 60 days (2.69% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Money transfers from your credit card to your current account
    • Product details may differ subject to eligibility check
How much could be saved with an MBNA Platinum Credit Card?
Transfer amount:
£
The effective interest rate on your existing card balance:
%
This calculates as a saving of up to:
£0 (over 32 months after handling fees are deducted).
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

MBNA Everyday Credit Card

    • Key Features
    • 0% on balance transfers for up to 21 months from account opening made within the first 60 days (1.5% handling fee, £3 min)1
    • 0% on card purchases for up to 15 months from account opening
    • Promotional offers on both card purchases and balance transfers
    • A credit card that’s designed for all your day-to-day spending.
Representative Example: 15.9% p.a. (variable) on card purchases. This is equivalent to 15.9%APR representative (variable) based on a credit limit of £1200.

MBNA Platinum Credit Card

    • Key Features
    • 0% on balance transfers for up to 25 months from account opening made within the first 60 days (1.45% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Money transfers from your credit card to your current account.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

The MBNA More Rewards Credit Card Account

    • Key Features
    • 18.9% p.a. (variable) on balance transfers
    • 12.9% p.a. (variable) on card purchases
    • Double points for the first 90 days from account opening.
    • Earn 2 points for every £1 spent on American Express® card purchases, and 1 point for every £1 spent on Visa card purchases thereafter.3
    • One account. One Credit Limit. One statement. Two cards.
Representative Example: 12.9% p.a. (variable) on card purchases. This is equivalent to 12.9%APR representative (variable) based on a credit limit of £1200.

MBNA Platinum Credit Card

    • Key Features
    • 0% on balance transfers for up to 32 months from account opening made within the first 60 days (2.69% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Money transfers from your credit card to your current account
    • Product details may differ subject to eligibility check
How much could be saved with an MBNA Platinum Credit Card?
Transfer amount:
£
The effective interest rate on your existing card balance:
%
This calculates as a saving of up to:
£0 (over 32 months after handling fees are deducted).
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

MBNA Low Rate Credit Card

    • Key Features
    • 6.5% p.a. (variable) on balance transfers
    • 6.5% p.a. (variable) on card purchases
    • 6.5% p.a. (variable) on money transfers
    • No handling fees on transfers
    • Product details may differ subject to eligibility check.
Representative Example: 6.5% p.a. (variable) on card purchases. This is equivalent to 6.6%APR representative (variable) based on a credit limit of £1,200.

MBNA Everyday Credit Card

    • Key Features
    • 0% on balance transfers for up to 21 months from account opening made within the first 60 days (1.5% handling fee, £3 min)1
    • 0% on card purchases for up to 15 months from account opening
    • Promotional offers on both card purchases and balance transfers
    • A credit card that’s designed for all your day-to-day spending.
Representative Example: 15.9% p.a. (variable) on card purchases. This is equivalent to 15.9%APR representative (variable) based on a credit limit of £1200.

Arsenal Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Chelsea Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Liverpool FC Rewards Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Manchester United Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Dream team discounts when you use the card.
    • Enter the exclusive monthly RedRewards10 prize draw for ‘money can't buy’ prizes.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Tottenham Hotspur Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Aston Villa Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

MBNA Platinum Credit Card

    • Key Features
    • 0% on balance transfers for up to 25 months from account opening made within the first 60 days (1.45% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Money transfers from your credit card to your current account.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

MBNA Low Rate Credit Card

    • Key Features
    • 6.5% p.a. (variable) on balance transfers
    • 6.5% p.a. (variable) on card purchases
    • 6.5% p.a. (variable) on money transfers
    • No handling fees on transfers
    • Product details may differ subject to eligibility check.
Representative Example: 6.5% p.a. (variable) on card purchases. This is equivalent to 6.6%APR representative (variable) based on a credit limit of £1,200.

The MBNA More Rewards Credit Card Account

    • Key Features
    • 18.9% p.a. (variable) on balance transfers
    • 12.9% p.a. (variable) on card purchases
    • Double points for the first 90 days from account opening.
    • Earn 2 points for every £1 spent on American Express® card purchases, and 1 point for every £1 spent on Visa card purchases thereafter.3
    • One account. One Credit Limit. One statement. Two cards.
Representative Example: 12.9% p.a. (variable) on card purchases. This is equivalent to 12.9%APR representative (variable) based on a credit limit of £1200.

MBNA Everyday Credit Card

    • Key Features
    • 0% on balance transfers for up to 21 months from account opening made within the first 60 days (1.5% handling fee, £3 min)1
    • 0% on card purchases for up to 15 months from account opening
    • Promotional offers on both card purchases and balance transfers
    • A credit card that’s designed for all your day-to-day spending.
Representative Example: 15.9% p.a. (variable) on card purchases. This is equivalent to 15.9%APR representative (variable) based on a credit limit of £1200.

lastminute.com Credit Card

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2.5% handling fee, £3 min)1
    • 0% on card purchases for up to 9 months from account opening
    • 1,500 lastminute.com points when you spend £250 within the first 90 days of account opening.
    • Earn 2 lastminute.com points for every £1 spent at lastminute.com and 1 point every £1 spent elsewhere.2
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

The MBNA More Rewards Credit Card Account

    • Key Features
    • 18.9% p.a. (variable) on balance transfers
    • 12.9% p.a. (variable) on card purchases
    • Double points for the first 90 days from account opening.
    • Earn 2 points for every £1 spent on American Express® card purchases, and 1 point for every £1 spent on Visa card purchases thereafter.3
    • One account. One Credit Limit. One statement. Two cards.
Representative Example: 12.9% p.a. (variable) on card purchases. This is equivalent to 12.9%APR representative (variable) based on a credit limit of £1200.

Manchester United Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Dream team discounts when you use the card.
    • Enter the exclusive monthly RedRewards10 prize draw for ‘money can't buy’ prizes.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

lastminute.com Credit Card

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2.5% handling fee, £3 min)1
    • 0% on card purchases for up to 9 months from account opening
    • 1,500 lastminute.com points when you spend £250 within the first 90 days of account opening.
    • Earn 2 lastminute.com points for every £1 spent at lastminute.com and 1 point every £1 spent elsewhere.2
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Liverpool FC Rewards Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Emirates Skywards Elite Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2% handling fee, £3 min)1
    • 0% on Emirates purchases for up to 12 months from account opening
    • Welcome bonus of 10,000 Skywards Miles on your first card purchase within the first 90 days of account opening.6
    • Plus a further 15,000 bonus miles6 when you apply by 30 November 2014 and spend a total of £2,000 within 90 days of your account opening.
    • Earn 2 Skywards Miles for every £1 you spend on American Express® card purchases, and 2 Skywards Miles for every £2 spent on Visa card purchases7
    • One account. One credit limit. One statement. Two cards
Representative Example: 18.9%p.a. (variable) on card purchases. This is equivalent to 54.9%APR representative (variable) based on a credit limit of £1200. Annual fee of £150 is payable.

Emirates Skywards Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2% handling fee, £3 min)1
    • 0% on Emirates purchases for up to 12 months from account opening
    • Welcome bonus of 5,000 Skywards Miles on your first card purchase within the first 90 days of account opening.6
    • Plus a further 7,000 bonus miles6 when you apply by 30 November 2014 and spend a total of £1,000 within 90 days of your account opening.
    • Earn 1 Skywards Mile for every £1 you spend on American Express® card purchases, and 1 Skywards Mile for every £2 spent on Visa card purchases7
    • One account. One credit limit. One statement. Two cards
Representative Example: 17.9%p.a. (variable) on card purchases. This is equivalent to 17.9%APR representative (variable) based on a credit limit of £1200.

The Virgin Atlantic Black Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from the date your account is opened (2% handling fee, £3 min)1
    • 18.9% p.a. (variable) on card purchases
    • 18,500 bonus miles12 on your first purchase with either card within 90 days of your account opening.
    • Plus a further 6,500 bonus miles12 when you apply by 31 October 2014 and spend a total of £2,000 within 90 days of your account opening.
    • Earn 2 Flying Club miles for every £1 you spend on American Express® card purchases and earn 1 Flying Club mile for every £1 you spend on Visa card purchases.
    • One account. Two cards. More Flying Club miles.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 52.0%APR representative (variable) based on a credit limit of £1,200. Annual Fee of £140 is payable.

The Virgin Atlantic White Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from the date your account is opened (2% handling fee, £3 min)1
    • 17.9% p.a. (variable) on card purchases
    • 3,000 bonus miles11 on your first purchase with either card within 90 days of your account opening.
    • Plus a further 7,000 bonus miles11 when you apply by 31 October 2014 and spend a total of £1,000 within 90 days of your account opening.
    • Earn 1 Flying Club mile for every £1 you spend on American Express® card purchases and Earn 1 Flying Club mile for every £2 you spend on Visa card purchases.
    • One account. Two cards. More Flying Club miles.
Representative Example: 17.9% p.a. (variable) on card purchases. This is equivalent to 17.9%APR representative (variable) based on a credit limit of £1,200.
 

Etihad Guest Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2% handling fee, £3 min)1
    • 0% on Etihad purchases for up to 12 months from account opening
    • Welcome bonus of up to 20,000 Etihad Guest Miles4 when you apply by 30 November 2014
    • Earn 1.5 Guest miles for every £1 you spend on American Express® card purchases, and 1.5 miles for every £2 spent on Visa card purchases5
    • One account. One Credit Limit. One statement. Two cards
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

The MileagePlus® Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2% handling fee, £3 min)1
    • 0% on United Airlines purchases up to 12 months from account opening
    • Receive up to 15,000 MileagePlus® bonus award miles if you apply by 30 November 2014 and spend a minimum of £1,800 on card purchases within 90 days of the account opening.13
    • Earn 2.5 miles for every £2 you spend on American Express card purchases and 1.25 miles for every £2 you spend on Visa card purchases.9
    • One account. One credit limit. One statement. Two cards.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1,200.

MBNA / AAdvantage® Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2% handling fee, £3 min)1
    • 0% on purchases of American Airlines flights for up to 12 months from account opening
    • Welcome Bonus – up to 15,000 AAdvantage® bonus miles when you apply by 30 November 2014 and spend a minimum of £1,500 within 90 days of your account opening.8
    • Earn 1.5 AAdvantage® miles15 for every £1 you spend on American Express® card purchases, and 1.5 AAdvantage® miles for every £2 spent on Visa card purchases.
    • One account. One Credit Limit. One statement. Two cards.
Representative Example: 17.9% p.a. (variable) on card purchases. This is equivalent to 17.9%APR representative (variable) based on a credit limit of £1200.

Miles & More Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Receive a Welcome Bonus of 1,500 award miles when you make a card purchase within the first 90 days of your account opening14
    • Earn 2 award miles for every £1 spent on American Express® card purchases, and 1 award mile for every £1 spent on Visa card purchases for 6 months from the date your account is opened.
    • One account. One Credit Limit. One statement. Two cards.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Arsenal Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Chelsea Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Liverpool FC Rewards Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Manchester United Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Dream team discounts when you use the card.
    • Enter the exclusive monthly RedRewards10 prize draw for ‘money can't buy’ prizes.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Tottenham Hotspur Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Aston Villa Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

West Ham United Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Rangers Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

British Heart Foundation Credit Card

    • Key Features
    • 0% on balance transfers for up to 31 months from account opening made within the first 90 days (2.88% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Show your support for the British Heart Foundation.
    • Product details may differ subject to an eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

WWF Credit Card

    • Key Features
    • 0% on balance transfers for up to 31 months from account opening made within the first 90 days (2.88% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Show your support for the WWF.
    • Product details may differ subject to an eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Breakthrough Breast Cancer Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support Breakthrough Breast Cancer at no extra cost to you.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

RSPCA Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support the RSPCA at no extra cost to you.
    • This support helps to fund projects to alleviate the suffering of animals across England and Wales.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

The National Trust Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support the National Trust at no extra cost to you.
    • This helps to support our nation’s heritage by funding ongoing conservation work.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Dogs Trust Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support the Dogs Trust at no extra cost to you.
    • This support helps to fund the cost of caring for abandoned dogs and dog re-homing centres across the UK.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Mencap Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support Mencap at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Great Ormond Street Hospital Charity Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support Great Ormond Street Hospital Charity at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

The Royal British Legion Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support The Royal British Legion at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Cats Protection Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support Cats Protection at no extra cost to you
    • Money transfers from your credit card to your current account
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Born Free Foundation Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support the Born Free Foundation at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

The Guide Dogs for the Blind Association Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support the Guide Dogs for the Blind at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Rotary Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support Rotary at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

World Animal Protection Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support World Animal Protection at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

MBNA Low Rate Credit Card

    • Key Features
    • 6.5% p.a. (variable) on balance transfers
    • 6.5% p.a. (variable) on card purchases
    • 6.5% p.a. (variable) on money transfers
    • No handling fees on transfers
    • Product details may differ subject to eligibility check.
Representative Example: 6.5% p.a. (variable) on card purchases. This is equivalent to 6.6%APR representative (variable) based on a credit limit of £1,200.

MBNA Platinum Credit Card

    • Key Features
    • 0% on balance transfers for up to 32 months from account opening made within the first 60 days (2.69% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Money transfers from your credit card to your current account
    • Product details may differ subject to eligibility check
How much could be saved with an MBNA Platinum Credit Card?
Transfer amount:
£
The effective interest rate on your existing card balance:
%
This calculates as a saving of up to:
£0 (over 32 months after handling fees are deducted).
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

MBNA Everyday Credit Card

    • Key Features
    • 0% on balance transfers for up to 21 months from account opening made within the first 60 days (1.5% handling fee, £3 min)1
    • 0% on card purchases for up to 15 months from account opening
    • Promotional offers on both card purchases and balance transfers
    • A credit card that’s designed for all your day-to-day spending.
Representative Example: 15.9% p.a. (variable) on card purchases. This is equivalent to 15.9%APR representative (variable) based on a credit limit of £1200.

MBNA Platinum Credit Card

    • Key Features
    • 0% on balance transfers for up to 25 months from account opening made within the first 60 days (1.45% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Money transfers from your credit card to your current account.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

The MBNA More Rewards Credit Card Account

    • Key Features
    • 18.9% p.a. (variable) on balance transfers
    • 12.9% p.a. (variable) on card purchases
    • Double points for the first 90 days from account opening.
    • Earn 2 points for every £1 spent on American Express® card purchases, and 1 point for every £1 spent on Visa card purchases thereafter.3
    • One account. One Credit Limit. One statement. Two cards.
Representative Example: 12.9% p.a. (variable) on card purchases. This is equivalent to 12.9%APR representative (variable) based on a credit limit of £1200.

Emirates Skywards Elite Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2% handling fee, £3 min)1
    • 0% on Emirates purchases for up to 12 months from account opening
    • Welcome bonus of 10,000 Skywards Miles on your first card purchase within the first 90 days of account opening.6
    • Plus a further 15,000 bonus miles6 when you apply by 30 November 2014 and spend a total of £2,000 within 90 days of your account opening.
    • Earn 2 Skywards Miles for every £1 you spend on American Express® card purchases, and 2 Skywards Miles for every £2 spent on Visa card purchases7
    • One account. One credit limit. One statement. Two cards
Representative Example: 18.9%p.a. (variable) on card purchases. This is equivalent to 54.9%APR representative (variable) based on a credit limit of £1200. Annual fee of £150 is payable.

Emirates Skywards Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2% handling fee, £3 min)1
    • 0% on Emirates purchases for up to 12 months from account opening
    • Welcome bonus of 5,000 Skywards Miles on your first card purchase within the first 90 days of account opening.6
    • Plus a further 7,000 bonus miles6 when you apply by 30 November 2014 and spend a total of £1,000 within 90 days of your account opening.
    • Earn 1 Skywards Mile for every £1 you spend on American Express® card purchases, and 1 Skywards Mile for every £2 spent on Visa card purchases7
    • One account. One credit limit. One statement. Two cards
Representative Example: 17.9%p.a. (variable) on card purchases. This is equivalent to 17.9%APR representative (variable) based on a credit limit of £1200.

The Virgin Atlantic Black Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from the date your account is opened (2% handling fee, £3 min)1
    • 18.9% p.a. (variable) on card purchases
    • 18,500 bonus miles12 on your first purchase with either card within 90 days of your account opening.
    • Plus a further 6,500 bonus miles12 when you apply by 31 October 2014 and spend a total of £2,000 within 90 days of your account opening.
    • Earn 2 Flying Club miles for every £1 you spend on American Express® card purchases and earn 1 Flying Club mile for every £1 you spend on Visa card purchases.
    • One account. Two cards. More Flying Club miles.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 52.0%APR representative (variable) based on a credit limit of £1,200. Annual Fee of £140 is payable.

The Virgin Atlantic White Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from the date your account is opened (2% handling fee, £3 min)1
    • 17.9% p.a. (variable) on card purchases
    • 3,000 bonus miles11 on your first purchase with either card within 90 days of your account opening.
    • Plus a further 7,000 bonus miles11 when you apply by 31 October 2014 and spend a total of £1,000 within 90 days of your account opening.
    • Earn 1 Flying Club mile for every £1 you spend on American Express® card purchases and Earn 1 Flying Club mile for every £2 you spend on Visa card purchases.
    • One account. Two cards. More Flying Club miles.
Representative Example: 17.9% p.a. (variable) on card purchases. This is equivalent to 17.9%APR representative (variable) based on a credit limit of £1,200.
 

Etihad Guest Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2% handling fee, £3 min)1
    • 0% on Etihad purchases for up to 12 months from account opening
    • Welcome bonus of up to 20,000 Etihad Guest Miles4 when you apply by 30 November 2014
    • Earn 1.5 Guest miles for every £1 you spend on American Express® card purchases, and 1.5 miles for every £2 spent on Visa card purchases5
    • One account. One Credit Limit. One statement. Two cards
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

The MileagePlus® Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2% handling fee, £3 min)1
    • 0% on United Airlines purchases up to 12 months from account opening
    • Receive up to 15,000 MileagePlus® bonus award miles if you apply by 30 November 2014 and spend a minimum of £1,800 on card purchases within 90 days of the account opening.13
    • Earn 2.5 miles for every £2 you spend on American Express card purchases and 1.25 miles for every £2 you spend on Visa card purchases.9
    • One account. One credit limit. One statement. Two cards.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1,200.

MBNA / AAdvantage® Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2% handling fee, £3 min)1
    • 0% on purchases of American Airlines flights for up to 12 months from account opening
    • Welcome Bonus – up to 15,000 AAdvantage® bonus miles when you apply by 30 November 2014 and spend a minimum of £1,500 within 90 days of your account opening.8
    • Earn 1.5 AAdvantage® miles15 for every £1 you spend on American Express® card purchases, and 1.5 AAdvantage® miles for every £2 spent on Visa card purchases.
    • One account. One Credit Limit. One statement. Two cards.
Representative Example: 17.9% p.a. (variable) on card purchases. This is equivalent to 17.9%APR representative (variable) based on a credit limit of £1200.

Miles & More Credit Card Account

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Receive a Welcome Bonus of 1,500 award miles when you make a card purchase within the first 90 days of your account opening14
    • Earn 2 award miles for every £1 spent on American Express® card purchases, and 1 award mile for every £1 spent on Visa card purchases for 6 months from the date your account is opened.
    • One account. One Credit Limit. One statement. Two cards.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Arsenal Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Chelsea Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Liverpool FC Rewards Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Manchester United Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Dream team discounts when you use the card.
    • Enter the exclusive monthly RedRewards10 prize draw for ‘money can't buy’ prizes.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Tottenham Hotspur Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Aston Villa Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers.3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

lastminute.com Credit Card

    • Key Features
    • 0% on balance transfers for up to 6 months from account opening made within the first 90 days (2.5% handling fee, £3 min)1
    • 0% on card purchases for up to 9 months from account opening
    • 1,500 lastminute.com points when you spend £250 within the first 90 days of account opening.
    • Earn 2 lastminute.com points for every £1 spent at lastminute.com and 1 point every £1 spent elsewhere.2
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

British Heart Foundation Credit Card

    • Key Features
    • 0% on balance transfers for up to 31 months from account opening made within the first 90 days (2.88% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Show your support for the British Heart Foundation.
    • Product details may differ subject to an eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

WWF Credit Card

    • Key Features
    • 0% on balance transfers for up to 31 months from account opening made within the first 90 days (2.88% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Show your support for the WWF.
    • Product details may differ subject to an eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

Breakthrough Breast Cancer Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support Breakthrough Breast Cancer at no extra cost to you.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

RSPCA Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support the RSPCA at no extra cost to you.
    • This support helps to fund projects to alleviate the suffering of animals across England and Wales.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

The National Trust Credit Card

    • Key Features
    • 0% on balance transfers for up to 24 months from account opening made within the first 90 days (2.99% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support the National Trust at no extra cost to you.
    • This helps to support our nation’s heritage by funding ongoing conservation work.
    • Product details may differ subject to eligibility check.
Representative Example: 18.9% p.a. (variable) on card purchases. This is equivalent to 18.9%APR representative (variable) based on a credit limit of £1200.

West Ham United Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offers3
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Rangers Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • MBNA contributes to the club every time you use the card.
    • Product details may differ subject to eligibility check.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Born Free Foundation Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support the Born Free Foundation at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Cats Protection Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support Cats Protection at no extra cost to you
    • Money transfers from your credit card to your current account
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Great Ormond Street Hospital Charity Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support Great Ormond Street Hospital Charity at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

The Guide Dogs for the Blind Association Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support the Guide Dogs for the Blind at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Mencap Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support Mencap at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Rotary Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support Rotary at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

The Royal British Legion Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support The Royal British Legion at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

Dogs Trust Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support the Dogs Trust at no extra cost to you.
    • This support helps to fund the cost of caring for abandoned dogs and dog re-homing centres across the UK.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

World Animal Protection Credit Card

    • Key Features
    • 0% on balance transfers for up to 12 months from account opening made within the first 90 days (3% handling fee, £3 min)1
    • 0% on card purchases for up to 3 months from account opening
    • We support World Animal Protection at no extra cost to you.
    • Money transfers from your credit account to your current account.
Representative Example: 16.9% p.a. (variable) on card purchases. This is equivalent to 16.9%APR representative (variable) based on a credit limit of £1200.

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MBNA was founded in the United States in 1982 and we began to issue credit cards as MBNA in the UK in 1993, establishing our headquarters in Chester. We issue co-branded credit cards and related products endorsed by many diverse organisations in the UK.

Our huge range of credit cards include purchase credit cards—ideal for spending on the high street or online. Our rewards credit cards offer great returns on your card purchases where the more you spend the more you earn. We also offer charity credit cards to support your favourite charity and football credit cards for some of the UK’s leading clubs.

Great benefits & service come as standard…

  • Paperless statements - this account is set up with paperless statements. To access your statements you will need to register for Online Card Services.
  • Free Online Card Services - check your balance, transactions, set up Direct Debits, view your statements and more.
  • Fraud protection - you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions.
  • Friendly customer service helpline - wherever you are worldwide, our customer satisfaction representatives are just a phone call away.
  • 1 Promotional periods start from the account opening date. Handling fees apply to balance and money transfers. To get the promotional rates advertised, the transactions may need to be made within a set period from account opening date. Please click on the specific product to see the terms for that product.

    Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

  • 2 The Rules of the Rewards Programme will be sent with your card. Rewards points are earned on card purchase transactions only, and not other types of transactions for example Balance Transfers or Money Transfers. We will determine the specific points redemption level, based on the value of each Reward at the time you redeem.
  • 3 The Rules of the Rewards Programme will be sent with your card. Reward points are earned on card purchase transactions only. We will determine the specific points redemption level, based on the value of each Reward at the time you redeem. All points expire three years after they have been earned. Points are forfeited on account closure. The Rewards, and redemption website service, are provided by a specialist operator. Rewards can only be delivered to mainland UK and NI addresses; delivery charges may apply. Points must be redeemed through the redemption website service; if they are not, you may not be able to redeem against certain items, or at all.
  • 4 You will earn 5,000 Etihad Guest Miles if you make your first card purchase within 30 days of your account opening. With this offer, you will earn an additional 5,000 bonus miles after you make a minimum spend of £1,000 on card purchases within 60 days of opening the account, plus a further 10,000 miles after you make a total spend of £4,000 within 180 days of opening the account. Please allow four to six weeks after your transaction appears on your credit card statement for the Etihad Guest Miles to be posted to your Etihad Guest membership account. This offer is only available once for every new customer applying for the Etihad Guest Credit Card Account. Previous and existing Etihad Guest Credit Card Account holders are not eligible. Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer. Card purchases do not include balance transfers, money transfers or cash advances.
  • 5 For full Etihad Guest Terms and Conditions, please visit etihadguest.com
  • 6 You will earn 5,000 Skywards Miles on your Emirates Skywards Credit Card Account or 10,000 Skywards Miles on your Emirates Skywards Elite Credit Card Account, if you make your first card purchase within 90 days of your account opening date. You will also earn an additional 7,000 Skywards Miles on your Emirates Skywards Credit Card if you apply before 30 November 2014 and spend £1,000 on card purchases within the first 90 days of your account opening date or an additional 15,000 Skywards Miles on your Emirates Skywards Elite Credit Card Account if you apply before 30 November 2014 and spend £2,000 on card purchases within the first 90 days of your account opening date.  If you are already an Emirates Skywards member it is your responsibility to enter your existing membership number on this application. Failure to do so will result in automatic duplicate enrolment into Emirates Skywards. This offer is only available once for every new customer applying for the Emirates Skywards Credit Card Account or Emirates Skywards Elite Credit Card Account. Please allow six to eight weeks for bonus Miles to be added to your account. Skywards Miles are not awarded on cash advances, balance transfers or money transfers.
  • 7 For full Emirates Skywards Terms and Conditions, please visit www.emirates.com/uk
  • 8 5,000 American Airlines AAdvantage® bonus miles will be awarded to the primary cardholder only after the first card purchase made on the new card account within 90 days of opening the account. With this offer, you will earn an additional 10,000 bonus miles after you make a minimum spend of £1,500 on card purchases within 90 days of opening the account. Please allow four to six weeks after your transaction appears on your credit card statement for the AAdvantage® bonus miles to be posted to your American Airlines AAdvantage® account. This one-time bonus offer is valid only for first-time MBNA / AAdvantage® credit card account holders. Previous and existing MBNA / AAdvantage® credit card account holders are not eligible. Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer. Card purchases do not include balance transfers, money transfers or cash advances.
  • 9 Full details of the reward programme will be sent to you once your account is opened. Miles are only earned on card purchases and not on balance transfers, money transfers, credit card cheque transactions or cash transactions. Miles accrued and awards issued are subject to the rules of the United MileagePlus® programme. United, its subsidiaries, affiliates and agents are not responsible for any products and services of other participating companies or partners. Please allow 6 to 8 weeks after completed qualifying activity for bonus miles to be posted to your MileagePlus® account. Bonus miles and miles earned through non-flight activity do not count towards elite status. Bonus mile offers are subject to change without notice. Taxes and fees related to award travel are the responsibility of the passenger. United may change MileagePlus® programme rules, regulations, travel awards and special offers or terminate the MileagePlus® programme at any time and without notice. United and MileagePlus® are registered service marks. For complete details about the MileagePlus® programme, visit www.united.com.
  • 10 The programme rules of the RedRewards scheme, including details of current prizes are available only at www.manutd.com/redrewards
  • 11 Bonus Flying Club miles - you will earn 3,000 Flying Club miles on your Virgin Atlantic White Credit Card Account if you make your first card purchase within 90 days of your account being opened. You will earn an additional 7,000 Flying Club miles on your Virgin Atlantic White Credit Card Account if you apply by 31 October 2014 and spend at least £1,000 on card purchase transactions within 90 days of your account opening. The Flying Club miles will be credited to your Flying Club account within six to eight weeks of your statement date. If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account.
  • 12 Bonus Flying Club miles - you will earn 18,500 Flying Club miles on your Virgin Atlantic Black Credit Card Account if you make your first card purchase within 90 days of your account being opened. You will earn an additional 6,500 Flying Club miles on your Virgin Atlantic Black Credit Card Account if you apply by 31 October 2014 and spend at least £2,000 on card purchase transactions within 90 days of your account opening. The Flying Club miles will be credited to your Flying Club account within six to eight weeks of your statement date. If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account.
  • 13 With this offer you will receive 15,000 bonus award miles after you make a minimum qualifying card spend of £1,800 between both cards within 90 days of the account being opened. Please allow four to six weeks after your transaction appears on your credit card statement for bonus miles to be posted to your MileagePlus® account. To be eligible for this offer, your account must be open and not in default at the time of fulfilment. This one-time bonus offer is valid only for first-time Cardmembers with new accounts. Previous and existing Cardmembers are not eligible. Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer. Card purchases do not include balance transfers, money transfers or cash advances.
  • 14 A Welcome Bonus of 1,500 award miles will be credited to your Miles & More Credit Card Account when you make your first card purchase (retail spend) on either your Miles & More American Express® Credit Card from MBNA or your Miles & More Visa Credit Card within the first 90 days of your account opening. The Welcome Bonus is only available once for every new customer applying for a Miles & More Credit Card Account. You will not be eligible for a Welcome Bonus if you are a returning customer and previously received a Welcome Bonus for a Miles & More Credit Card Account.

    Earn 2 award miles per £1 retail spend on your Miles & More American Express® Credit Card from MBNA for the first 6 months from your account opening date, earn 1.5 award miles per £1 retail spend thereafter. Earn 1 award mile per £1 retail spend on your Miles & More Visa Credit Card for the first 6 months from your account opening date, earn 1.5 award miles per £2 retail spend thereafter. Award miles are only earned on retail spend and not on balance transfers or credit card cheques. Please allow up to four weeks for award miles to be added to your Miles & More account. Full details of the rewards scheme will be sent with your card.

    Full details of the reward programme will be sent to you once your account is opened. Award miles will remain valid for an unlimited period of time provided that you make a card purchase at least once a month and have held a Miles & More Credit Card Account for at least three months. For full terms and conditions please visit www.miles-and-more.com/EN/no-mileage-expiration

    If you spend on your card and do not pay this in full each month, interest will be payable on the amount outstanding.

  • 15 American Airlines reserves the right to change AAdvantage® program rules, regulations, travel awards and special offers at any time without notice and to end the AAdvantage® program with six months notice. Any such changes may affect your ability to use the mileage awards or credits that you have accumulated. Members may not be able to obtain all offered awards at all times or use awards for all destinations or on all flights. AAdvantage® travel awards, mileage accrual and special offers are subject to government regulations. Unless specified, AAdvantage® miles earned through this promotion/offer do not count toward elite-status qualification or Million MilerSM status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit www.aa.com/aadvantage.
    American Airlines, AAdvantage, AAdvantage with Scissor Eagle design and Million Miler are trademarks of American Airlines, Inc.

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