Choose a credit card

  • Card name
  • Balance transfers
  • Purchases
  • Representative example
  • Key features

lastminute.com Credit Card
lastminute.com Credit Card

0% for 6 monthsfootnote a

0% for 9 monthsfootnote b

18.9% p.a. (variable) on card purchases. Equivalent to 18.9% APR representative (variable) based on a credit limit of £1200.

  • 1,500 lastminute points when you spend £250 within the first 90 days of account openingfootnote c
  • Earn 2 lastminute.com points for every £1 spent at lastminute.com and 1 point every £1 spent elsewherefootnote c

Play.com Credit Card
Play.com Credit Card

0% for 6 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Receive 1,500 bonus PlayPoints when you spend £150 on your card within 90 days of your account openingfootnote c
  • Earn PlayPoints and double PlayPoints at Play.com
  • Money transfers from your credit card to your current accountfootnote a

Virgin Atlantic White Credit Card Account
Virgin Atlantic White Credit Card Account

0% for 6 months

17.9% p.a (variable)

17.9% p.a. (variable) on card purchases. Equivalent to 17.9% APR representative (variable) based on a credit limit of £1200.

  • 3,000 bonus Flying Club miles when you make a card purchase within the first 90 daysfootnote c
  • Earn 1 mile for every £1 spent on American Express® card purchases, and 1 mile for every £2 spent on Visa card purchases.footnote c
  • One account. One Credit Limit. One statement. Two cards

bmi Credit Card Account
bmi Credit Card Account

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 20,000 bonus destinations miles when you make card purchases totalling £250 within the first 90 daysfootnote c
  • Earn 1.5 miles for every £1 spent on American Express® card purchases, and 1.5 miles for every £2 spent on Visa card purchases.footnote c
  • Earn double miles at flybmi.comfootnote c

Arsenal Credit Card
Arsenal Rewards Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offersfootnote c
  • MBNA contributes to the club every time you use the card
  • Money transfers from your credit card to your current accountfootnote a.

Chelsea Credit Card
Chelsea Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offersfootnote c
  • MBNA contributes to the club every time you use the card
  • Money transfers from your credit card to your current accountfootnote a

Liverpool FC Rewards Credit Card
Liverpool FC Rewards Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offersfootnote c
  • MBNA contributes to the club every time you use the card
  • Money transfers from your credit card to your current accountfootnote a

RSPCA Credit Card
RSPCA  Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Contributions made to the RSPCA at no extra cost to you
  • These contributions help to fund projects to alleviate the suffering of animals across England and Wales
  • Money transfers from your credit card to your current accountfootnote a

Tottenham Hotspur Credit Card
Tottenham  Hotspur Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offersfootnote c
  • MBNA contributes to the club every time you use the card
  • Money transfers from your credit card to your current accountfootnote a

Dogs Trust Credit Card
Dogs  Trust Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Contributions made to the Dogs Trust at no extra cost to you
  • These contributions help to fund the cost of caring for abandoned dogs and dog re-homing centres across the UK
  • Money transfers from your credit card to your current accountfootnote a

WWF Credit Card
WWF  Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Contributions made to WWF at no extra cost to you
  • These contributions help to fund research into climate change and other conservation projects around the world
  • Money transfers from your credit card to your current accountfootnote a

AAdvantage® / MBNA Credit Card Account
AAdvantage® / MBNA Credit Card Account

0% for 6 monthsfootnote a

0% on all American Airlines flights for 12 monthsfootnote b

17.9% p.a. (variable) on card purchases. Equivalent to 17.9% APR representative (variable) based on a credit limit of £1200.

  • Receive 10,000 AAdvantage® bonus miles when you make a card purchase within 90 days of the account openingfootnote c
  • Earn 1 mile for every £1 spent on everyday card purchasesfootnote c
  • Earn 1.5 AAdvantage® miles for every £1 you spend on American Express® card purchases, and 1.5 AAdvantage® miles for every £2 spent on Visa card purchasesfootnote c
  • One account. One Credit Limit. One statement. Two cards

Virgin Atlantic Black Credit Card Account
Virgin Atlantic Black Credit Card Account

0% for 6 months

18.9% p.a. (variable)

18.9% p.a. variable on card purchases. This is equivalent to 47.2% APR representative variable based on a credit limit of £1200. Annual fee of £140 is payable.

  • 6,000 bonus Flying Club miles when you make a card purchase within the first 90 daysfootnote c
  • Earn 2 miles for every £1 spent on your American Express® card purchases and 1 mile for every £1 spent on Visa card purchasesfootnote c
  • One account. One Credit Limit. One statement. Two cards

Aston Villa Credit Card
Aston Villa Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offersfootnote c
  • MBNA contributes to the club every time you use the card
  • Money transfers from your credit card to your current accountfootnote a

Miles & More Credit Card Account
Miles & More Credit Card Account

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Receive a welcome bonus of 1,500 award miles when you make a card purchase within the first 90 daysfootnote c
  • Earn 2 award miles for every £1 spent on American Express® card purchases, and 1 award mile for every £1 spent on  Visa card purchases for 6 months from the date your account is openedfootnote c
  • One account. One Credit Limit. One statement. Two cards

bmi plus Credit Card Account
bmi plus Credit Card Account

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

17.9% p.a. variable on card purchases. This is equivalent to 34.5% APR representative variable based on a credit limit of £1200. Annual fee of £85 is payable.

  • 4,000 status miles will be added to your Diamond Club account annually
  • 24,000 bonus destinations miles when you make card purchases totalling £250 within the first 90 daysfootnote c
  • Earn 2 miles for every £1 spent on American Express® card purchases, and 1 mile for every £1 spent on Visa card purchases.footnote c
  • Earn double miles at flybmi.comfootnote c

United Mileage Plus® American Express® Credit Card from MBNA
United Mileage Plus® American Express® Credit Card from MBNA

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Earn airline miles on card purchasesfootnote c
  • Earn 1 mile for every £1 spent on everyday card purchasesfootnote c
  • Money transfers from your credit card to your current accountfootnote a

West Ham United Credit Card
West Ham United Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Earn 1 point for every £1 spent on card purchases; redeem points for merchandise and offersfootnote c
  • MBNA contributes to the club every time you use the card
  • Money transfers from your credit card to your current accountfootnote a

Rangers Credit Card
Rangers Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • MBNA contributes to the club every time you use the card
  • Money transfers from your credit card to your current accountfootnote a

The National Trust Credit Card
The National Trust Credit Card

0% for 12 monthsfootnote a

0% for 3 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • Contributions made to the National Trust at no extra cost to you
  • These contributions help to support our nation's heritage by funding ongoing conservation work
  • Money transfers from your credit card to your current accountfootnote a

Worcester Warriors Credit Card
Worcester Warriors Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • Contributions made to the club by MBNA every time you make a card purchase, at no extra cost to you.

Gloucester Credit Card
Gloucester Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

Northampton Saints Credit Card
Northampton Saints Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

Sale Sharks Credit Card
Sale Sharks Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

Leicester Tigers Credit Card
Leicester Tigers Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

Bath Rugby Credit Card
Bath Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

London Irish Credit Card
London Irish Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

London Wasps Credit Card
London Wasps Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

Newcastle Falcons Credit Card
Newcastle Falcons Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

Saracens Credit Card
Saracens Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

Harlequins Credit Card
Harlequins Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

Leeds Carnegie Credit Card
Leeds Carnegie Credit Card

0% for 9 monthsfootnote a

0% for 9 monthsfootnote b

16.9% p.a. (variable) on card purchases. Equivalent to 16.9% APR representative (variable) based on a credit limit of £1200.

  • 0% on money transfers from your credit card to your current account for 9 months (5% handling fee).
  • MBNA contributes to the club every time you use the card

Compare Credit Cards
Founded in the US in 1982, MBNA rapidly became the world’s largest credit card lender. We began to issue credit cards as MBNA in the UK in 1993, establishing our headquarters in Chester. We are a world leader in affinity credit card marketing, with co-branded credit cards and related products endorsed by thousands of diverse organisations in the UK such as Virgin Money, Amazon, WWF, the UK’s leading football and rugby clubs.

Our huge range of credit cards include purchase credit cards—ideal for spending on the high street or online. Our rewards credit cards offer great returns on your card purchases where the more you spend the more you earn. We also offer charity credit cards to support your favourite charity, football credit cards for some of the UK’s leading clubs and are sponsors of the Aviva Rugby Premiership with our own range of rugby credit cards.

Great benefits & service come as standard…

  • Paperless Statements—this account is set up with paperless statements. To access your statements you will need to register for Online Card Services.
  • Free Online Card Services—check your balance, transactions, set up direct debits, view your statements and more.
  • Fraud protection—you will not be liable for fraudulent transactions online or on the high street, providing you tell us as soon as you notice any unusual transactions.
  • Free 24 hour UK based customer service helpline— wherever you are worldwide, our customer satisfaction representatives are just a phone call away. 

a From the date your account is opened. A handling fee applies to balance transfers and money transfers. Balance transfers and money transfers must be made within 90 days of account opening.
b From the date your account is opened. If you have two or more promotional offers at the same rate, we will use your payments to reduce any promotional balance with the lowest standard rate last, even if this offer ends first. This could mean that any such balance may not have been reduced by the time the standard rate applies to it.
c Full details of the reward programme will be sent to you once your account is opened.
dFrom the date your account is opened. A handling fee applies to balance transfers and money transfers. Balance transfers and money transfers must be made within 60 days of account opening.
e From the date your account is opened. A handling fee applies to balance transfers and money transfers.
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions
We treat each customer's application individually. We review the information you supply and verify your credit and repayment history so the APR we offer you may be higher or lower than the APR shown in the representative example. At least 51% of customers will receive this representative APR.